FCRA Attorneys Help Consumers with Credit Errors

Experienced FCRA Attorneys can Help Consumers with Credit Disputes

At The Adkins Firm, our experienced FCRA attorneys address one of the most common concerns consumer face: errors on credit reports. If you’ve ever found inaccuracies on your credit report, you’re not alone. Many people encounter this frustrating situation, and it’s essential to know that there are solutions available to rectify these credit report errors.

First and foremost, take a deep breath. We understand that discovering errors on your credit report can be unsettling, but rest assured, you’re in capable hands. Our team specializes in helping individuals like you navigate the complex world of credit reporting.

It’s crucial to address credit report errors promptly to minimize any potential negative impacts on your financial well-being. Fortunately, you have rights under the Fair Credit Reporting Act (FCRA), which empowers you to dispute inaccuracies on your credit report.

Our experienced FCRA attorneys can guide you through the dispute process step by step, ensuring that your FCRA rights are protected every step of the way. We’ll work tirelessly on your behalf to investigate credit report errors, gather supporting evidence, and help you with the credit bureaus to correct any inaccurate information on your reports.

Dispute Credit Errors

Free Sample Credit Dispute Letter

We understand that each credit report situation is unique, which is why we tailor our approach to suit our clients’ specific needs. Whether it’s a simple clerical error or a more complex issue, we’re here to provide personalized support and assistance. We find that credit report errors are often caused by identity theft and fraud. Other errors may occur because of mixed files or outdated public records. Whatever the cause of the error, we can help clear your good name with the credit bureaus. 

Don’t let credit report errors hold you back from achieving your financial goals. Take proactive steps today to address these issues and regain control of your financial future. With our experienced team by your side, you can rest easy knowing that your credit report is in good hands.

Reach out to us today to schedule a free consultation and take the first step towards resolving credit report errors once and for all. Your financial peace of mind is our priority, and we’re here to help you every step of the way.

How Much Does It Cost to Hire an FCRA Attorney?

The Adkins Firm represents clients under the FCRA and other consumer protection statutes. We do not charge our clients for a case consultation or an upfront attorney fee to begin our legal work to help our clients. The consultation is completely free. We often use much of the time to educate our clients about the FCRA, including rights and remedies available to consumers who have credit report errors. 

Likewise, after the consultation, our clients will only pay an attorney fee if we recover monetary relief on their behalf. That means if we do not recover money damages for our clients, then our clients will not receive a bill from us for our time or expenses. This is known in the legal industry as a contingency arrangement because the lawyer’s fees are contingent on a money recovery. No recovery, then no fees. 

We can represent our clients on a contingency basis because when congress wrote the FCRA, it included a one-sided fee shifting provision. The federal law provides that our FCRA attorneys can recover their reasonable attorneys’ fees if we successfully prosecute our clients’ claims and receive a judgment in favor of the plaintiff. See 15 U.S.C. §§ 1681n and o.  

Contact us for a free case review at (214) 974-4030.

Thousands of consumers every year file a lawsuit against Equifax®, ExperianTM, and Trans Union® to clear their name and remove errors from their credit reports. FCRA attorney Micah Adkins has filed hundreds of lawsuits on behalf of consumers under the FCRA in federal courts across the U.S.  According to Mr. Adkins, “I have represented hundreds of consumers in federal court with credit report errors who come to me with a sense of helplessness because the false information is ‘verified’ repeatedly by the credit bureaus and remains on their reports.”

Hire an Experienced FCRA Attorney

We recommend contacting The Adkins Firm before making a dispute with the credit bureaus. Working with a skilled and experienced FCRA attorney streamlines the process from step one through to filing a lawsuit (if that ends up being necessary to protect your rights). If the credit bureaus verify inaccurate information on your credit reports or refuse to delete disputed items of information, having a trusted legal resource, like The Adkins Firm legal team, in your corner will benefit you exponentially when it comes time to take the credit bureaus to task and hold them accountable for the harm caused to your reputation.

What do you have to lose?  

The FCRA includes a statute of limitations that may bar you from recovering for your damages. The statute of limitations under the FCRA period is 2-5 years. 15 U.S.C. § 1681p. Also, the statute of limitations begins to run when the consumer discovers the violation. Don’t wait to speak with our FCRA attorneys for a free consultation and preserve your legal claims before they expire. 

FCRA Attorneys

The Adkins Firm represents consumers who have errors on background and tenant screening reports under the FCRA. We help our clients clear their names with the credit bureaus, banks, and collection agencies. 

Do you have errors on a credit report?  Have you disputed the error and the inaccurate information was verified by the credit bureau that the disputed information is accurate? If you answered yes, then you may have a claim under the FCRA. 

Contact us for a free case review at (214) 974-4030.