Free Sample Credit Report Dispute Letter

Below you will find a link to a free sample credit report dispute letter.  The sample dispute letter addresses four common credit report or background report errors, identity theft, mixed files, reported as deceased or outdated public records.  Simply print the sample and draft your own dispute letters.

You should make copies of your signed and dated dispute letters for future reference.  Send your dispute letters to the credit reporting agencies by certified mail return receipt requested.   Keep copies of your postage receipts.  The documentation will be helpful, especially if you have to hire an attorney to assist you.

When you receive a response from the credit bureaus, you will know whether the disputed information was deleted or will remain on your credit or background report.

Remember, it’s your credit report!