How Do I Freeze My Credit Report?
Clients often ask us, “How do I freeze my credit report? The answer is important and anyone who has a…
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Credit Scores and Covid-19
Has Your Credit Score Been Affected By Covid-19? COVID-19 has taken a toll on consumers’ credit scores. Many consumers have…
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Credit Report Errors – 3 Steps to Dispute!
Do you have credit report errors? Have you already followed the recommended steps to dispute the errors, but the credit…
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What should I do if I am a victim of identity theft?
What should I do if I am a victim of identity theft? If you are a victim of identity theft,…
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HOW TO ORDER YOUR FREE CREDIT REPORTS FROM EQUIFAX, EXPERIAN AND TRANS UNION
Do you know how to order your free credit reports from Equifax, Experian and Trans Union? We help our clients learn how to order free credit reports and to dispute credit report errors.
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FCRA CASE LAW UPDATE – NO THIRD PARTY DISCLOSURE REQUIRED UNDER 1681e(b) IN 9TH CIRCUIT – Equifax’s Motion for Partial Judgment Denied
Equifax’s Motion for Partial Judgment on the Pleadings Denied In Brooks v. Equifax, the court denied Equifax’s Motion for Partial…
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HOW TO DISPUTE CREDIT REPORT ERRORS
Got Credit Report Errors? Do you know how to dispute credit report errors?
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FCRA UPDATE: NO RIGHT TO OFFSET UNDER FCRA
The trial court acknowledged Synchrony’s claims shared facts in common; however, because the plaintiff’s claims were made under federal law, the FCRA, and the FCRA does not “expressly or impliedly provide[] a right to indemnity,” the court denied Synchrony’s motion for leave to file the third party complaint. Accordingly, “[f]rom a policy standpoint, therefore, it is difficult to conjure up support for a rule which would allow a furnisher to bring an indemnification action.”
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4TH CIRCUIT REINFORCES FCRA RULE – NO PRIVATE CAUSE OF ACTION AGAINST FURNISHERS FOR REPORTING FALSE INFORMATION UNDER FCRA
CREDIT REPORT DISPUTE LAWYER – Under the Fair Credit Reporting Act (FCRA), there is no private cause of action under 15 U.S.C. § 1681s-2(a). In other words, consumers cannot successfully sue furnishers for reporting false information under the FCRA.
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DEBT COLLECTORS’ NEW CREDIT REPORTING POLICY SHORTENS TIME FOR NEGATIVE CREDIT INFORMATION
Debt Collectors’ New Credit Reporting Policy Shortens Time for Negative Credit Information on Consumers’ Credit Reports Encore Capital Group, Inc….
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Court Denies RentGrow’s Motion to Dismiss Under Spokeo
In a recent decision, a district court denied a user’s motion to dismiss citing Spokeo under the Fair Credit Reporting…
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CREDIT REPORT ERRORS – PUBLIC RECORD ERRORS – PAID JUDGMENTS & LIENS
Do you have errors on a credit report or background report? We help consumers with false information on credit reports and background reports. Call 800-263-9091 24/7 for free case review.
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