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ID THEFT NEWS – WEEKLY UPDATE

Over 10 million consumers a year become victims of identity theft. Fraud victims are denied credit.  If fraud victims are approved for credit, then they have to pay higher interest rates!   Identity theft victims also get turned down for jobs because of arrests, convictions or other public records in a background report

What can consumers do to protect their credit reports and their reputation?  Federal law provides identity theft victims with rights under the Fair Credit Reporting Act (FCRA) 15 U.S.C. 1681, et seq. Under the FCRA, identity theft victims have a right to request two (2) free credit reports every 12 months. Also, identity theft victims can place a fraud alert (90 day and extended) on their credit file.  Identity theft victims can dispute credit report errors due to fraud, such as accounts, name variations, public records and addresses.  The credit reporting agencies must block fraudulent information from appearing in a credit file after receipt of an identity theft report within 4 business days!

Download the free identity theft affidavit HERE.

 

Micah Adkins represents victims of identity theft across the country.  Here are some of the identity theft stories we are following across the country.

Florida

South Florida

ID Theft Fuels ‘Tsunami’ of Tax Fraud in South Florida LoanSafe Florida has the highest rate of identity theft in the country, with 178 complaints per 100,000 residents last year, followed by Georgia, with 120 complaints per 100,000 residents, according to the Federal Trade Commission. “While identity theft in

Mississippi

Jackson, Mississippi

Jackson residents shred for safety, ID protection

Jackson Sun Local residents had the chance to better protect themselves from identity theft and better the environment at the document shredding and unwanted prescription drug drop off event on Saturday at Jackson Fairgrounds Park. The state Department of Commerce

Tennessee

Henderson County, Tennessee

ID Theft Ring Hits Henderson County

WBBJ-TV An outbreak of identity theft reports has residents in Henderson double checking their bank accounts, and investigators with few resources. Just last week, 12 reports rolled into the Henderson County Sheriff’s Department of debit card withdrawals made  

Texas

Houston, Texas

Identity Theft: Illegal Immigrant Allegedly Stole The Persona Of A Houston Teacher

The Inquisitr An illegal immigrant allegedly stole the identity of a Houston teacher. Benita Cardona-Gonzalez used Candida Gutierrez’s persona to get a driver’s license, a mortgage, medical care, and employment. Identity theft cases were up from 251,000 in 2010 to

Sugar Land, Texas

Take Advantage of National Protect Your Identity Week, October 20-27

Sacramento Bee SUGAR LAND, Texas, Oct. 22, 2012 — /PRNewswire-USNewswire/ — Because identity theft is a serious crime affecting millions of Americans every year, Money Management International (MMI), the nation’s largest full-service consumer credit counseling  

Tennessee

Henderson County, Tennessee

ID Theft Ring Hits Henderson County 

WBBJ-TV An outbreak of identity theft reports has residents in Henderson double checking their bank accounts, and investigators with few resources. Just last week, 12 reports rolled into the Henderson County Sheriff’s Department of debit card withdrawals made

National News

Six Items to Review on Your Credit Report Fox Business Federal law gives you the right to request your three credit reports, one from each of the you can dispute it and have it removed from your report. GOP lawmakers slam HHS over identity-theft risk in Medicare The Hill (blog) To reduce the risk of identity theft, the Department of Health and Human Services (HHS) must remove Social Security numbers from the Medicare card, the GOP lawmakers charged Monday. Reps. Wally Herger (R-Calif.) and Sam Johnson (R-Texas) of the

 To protect against ID theft, government says follow the ‘three D’s’: deter … Washington Post DETER identity thieves by safeguarding your information: — Shred financial documents. — Be careful with your Social Security number. — Don’t share personal data over the phone or the Internet unless you know who you are dealing with. — Never click

 W.Va. AG initiative targets identity theft San Francisco Chronicle CHARLESTON, W.Va. (AP) — A new initiative by the West Virginia Attorney General’s office aims to help victims of identity theft. The office has created the Identity Theft Resource Center to help victims prevent further damage, report the crime and

Are you a victim of identity theft? Do you have credit report errors? Have the nationwide credit bureaus “verified” fraudulent information and refused to delete the items from your credit reports?

 Under the Fair Credit Reporting Act (FCRA), consumers have the right to dispute credit report errors. The credit reporting agencies must block information from appearing in your credit report that is the result of identity theft. The credit bureaus must block the information within 4 business days of receipt of an identity theft report. Under the FCRA, you have the right to sue the credit bureaus if they fail to perform a reasonable investigation or refuse to investigate your credit report disputes. 

Contact FCRA attorney Micah Adkins 24/7 at 1-800-263-9091 for a free case review and free sample dispute letter.

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