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GETTING YOUR FREE CREDIT REPORT IS THE MOST IMPORTANT STEP IN PREVENTING ID THEFT

The most important thing people can do to protect themselves from identity theft is to obtain their credit reports regularly, Argina Layne told the Eastern Panhandle Entrepreneurs Forum at its recent meeting.

“Your credit score is the most important thing to you to protect yourself,” she said. “Check your reports – stay on top of it.”  Layne is the field representative in the Eastern Panhandle region for the West Virginia Attorney General’s consumer protection division.

She explained that by keeping abreast of your credit report, individuals can head off any fraudulent charges. Consumers are entitled to three free copies – one each from the three credit reporting companies – every year.  “It is more cost-effective to prevent identity theft,” Layne said. “We try to educate the public first before they become a victim.”

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Do you have questions about identity theft or how to get a free credit report?  Check out our frequently asked questions page for more information, or call us 24/7 for a free consultation at 1-800-263-9091.