Fair Credit Reporting Act Gives Consumers Right to Free Credit Report

Do you know how to get a free credit report?  The Fair Credit Reporting Act (FCRA), gives consumers the right to a free credit report from Equifax, Experian and Trans Union.  The free credit reports can be ordered by phone, mail or online.  Click Annual Credit Report Request Form to download the free credit report request form.  Print and mail the completed request to:

Annual Credit Report Request Service

PO Box 105821

Atlanta, GA 30348-5281

It is best to order free credit reports by mail – consumers shouldn’t order their free credit reports online or by phone. Many consumers request their free credit report online from impostor website because the site uses the word “free” in its name.  Impostor websites do not provide consumers with their free reports from Equifax, Experian and Trans Union and often require enrollment in worthless credit monitoring services. 

Have you requested your free credit reports, but you haven’t received the reports?  Are the bureaus asking you for more information to verify your identity?  Have you received your credit reports and discovered errors?  Do you need help making the credit bureaus delete inaccurate information?

Consumers have the right to sue the credit bureaus in federal court under the FCRA. Consumers may be entitled to actual, statutory damages and punitive damages, plus attorney’s fees and costs.  Micah Adkins represents consumers in federal court all over the country.  Micah is admitted to the Alabama and Texas Bar, and he is regularly admitted to other jurisdictions by motion throughout the U.S.  He can meet with you in person or by phone for a free consultation.  

Contact us 24/7 for a free case review at 1-800-263-9091.

The call is free, and so is the consultation. 

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