FACTA CLASS ACTION SETTLED AGAINST MERCHANT

CLASS ACTION LAWSUIT SETTLED OVER FACTA VIOLATIONS

A settlement has been reached in a class action lawsuit against a Des Moines restaurant chain over the failure to comply with federal anti-identity theft laws. According to the suit, Palmer’s Deli & Market printed receipts with full credit card expiration dates on them, increasing the risk of identity theft for its customers. DesMoines Register  FULL STORY.

The Fair and Accurate Credit Transactions Act (FACTA) was enacted by Congress in 2003.  Almost ten years later, merchants are still breaking the law and exposing consumers to identity theft. FACTA requires merchants to truncate or redact all but the last five (5) digits of your credit or debit card number on the customer copy.  Congress enacted FACTA to prevent identity theft.  Receipts with your full credit card number can be used by identity thieves to make unauthorized purchases with your debit or credit card.  Often, identity theft victims do not learn that they are a victim of fraud until they review their free credit report and find fraudulent accounts or credit report errors.

Are you a victim of fraud or identity theft?  Have you discovered credit report errors? Contact Fair Credit Reporting Act lawyer Micah Adkins for a free case review and identity theft information kit.

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