ID THEFT STORIES IN THE NEWS

Over 10 million consumers a year become victims of identity theft. Victims often do not discover the identity theft until they are denied credit, have to pay higher interest rates or receive collection calls.   Identity theft victims may also discover identity theft when they get turned down for a job because of fraudulent information in a background report.  What can consumers … Continue reading ID THEFT STORIES IN THE NEWS

TAXPAYER IDENTITY THEFT

At Tax Time, FTC Reminds Consumers: Watch Out for Identity Theft With the tax-filing season upon us, the Federal Trade Commission, the nation's consumer protection agency, reminds consumers to be aware of the threat of identity theft.  Your tax return contains sensitive personal information, and scammers can use your Social Security number to get a … Continue reading TAXPAYER IDENTITY THEFT

60 MINUTES EXPOSES CREDIT REPORTING AGENCIES MISTAKES

60 MINUTES EXPOSES CREDIT REPORTING AGENCIES' MISTAKES 60 Minutes exposed the credit reporting agencies' mistakes in its investigative report.  Reporter Steve Kroft interviewed one consumer who discovered credit report errors when she was denied credit at a department store.  She requested her credit report from the bureaus, but the credit reports she received looked okay.  What she later discovered … Continue reading 60 MINUTES EXPOSES CREDIT REPORTING AGENCIES MISTAKES

Much Needed Reforms for Credit Reporting Industry

New FTC Study Points to Much Needed Reforms for Credit Reporting Industry Advocates Call on Senate to Confirm CFPB Director to Remove Any Uncertainty over CFPB Authority over Credit Bureaus FOR IMMEDIATE RELEASE: February 11, 2013                                                                       (WASHINGTON, DC) Advocates from two national consumer groups on credit reporting lauded the findings of a Federal Trade Commission … Continue reading Much Needed Reforms for Credit Reporting Industry

ARE YOU RECEIVING DEBT COLLECTION CALLS ON YOUR CELL PHONE?

Our law firm represents consumers in claims for violations of the Telephone Consumer Protection Act (TCPA). The federal law has been around since 1991 and was written to protect consumers from incurring the expense and the aggravation associated with harassing phone calls from banks, debt collectors, telemarketers and other big institutions. While most consumers know about the "Do … Continue reading ARE YOU RECEIVING DEBT COLLECTION CALLS ON YOUR CELL PHONE?

FCRA PROTECTS EMPLOYEES

The Fair Credit Reporting Act (FCRA) is generally known for protecting consumers from credit report errors, but did you know the FCRA protects employees too?  The FCRA is often implicated in the employment context when an employer, or potential employer, performs a background check when making its decision to hire, retain or promote the employee. … Continue reading FCRA PROTECTS EMPLOYEES

CRIMINAL BACKGROUND REPORT COMPANY SETTLES CLAIMS WITH FTC FOR VIOLATIONS OF THE FAIR CREDIT REPORTING ACT (FCRA)

Marketers of Criminal Background Screening Reports To Settle FTC Charges They Violated Fair Credit Reporting Act Pitched Mobile Apps Offering Job Applicant Screening Tools FOR IMMEDIATE RELEASE: An enterprise that compiled and sold criminal record reports has agreed to settle Federal Trade Commission charges that it operated as a consumer reporting agency without taking consumer … Continue reading CRIMINAL BACKGROUND REPORT COMPANY SETTLES CLAIMS WITH FTC FOR VIOLATIONS OF THE FAIR CREDIT REPORTING ACT (FCRA)

TIS THE SEASON FOR IDENTITY THEFT!

Tis the season for identity theft! While you are shopping during this holiday season for friends and loved ones, identity thieves are looking for the opportunity to steal your personal information.  Here are some great tips on how to prevent being a victim of identity theft. Keep documents secure in your home. Holiday parties are … Continue reading TIS THE SEASON FOR IDENTITY THEFT!

YAHOO EMAIL USERS AT RISK FOR IDENTITY THEFT

Yahoo email users are at risk for identity theft.  Yahoo's Developers Network website allows hackers to read emails, contacts, and other private data from Yahoo. Sergiu Dragos Bogdan, a Romanian web application bug hunter, exposed the security flaw at a conference last Sunday.  Bogdan explained how Yahoo Query Language (YQL) can be abused by attackers to execute commands on behalf of authenticated Yahoo users who visit malicious … Continue reading YAHOO EMAIL USERS AT RISK FOR IDENTITY THEFT

DISTRICT COURT FINES CREDIT REPAIR COMPANY $6.4 MILLION

Responding to charges by the Federal Trade Commission, a U.S. district court has found a credit repair operation in contempt for violating a previous court order that required the defendants to stop promoting bogus credit repair products and services to consumers. The court ordered the defendants to pay $6.4 million to the FTC within 30 … Continue reading DISTRICT COURT FINES CREDIT REPAIR COMPANY $6.4 MILLION