HOW TO ORDER YOUR FREE CREDIT REPORTS FROM EQUIFAX, EXPERIAN AND TRANS UNION

Do you know how to order your free credit reports from Equifax, Experian and Trans Union? We help our clients learn how to order free credit reports and to dispute credit report errors.

CONSUMERS REPORT ISSUES WITH EQUIFAX CREDIT LOCK APP

ID Theft Attorney Tips for Identity Theft Victims. Credit Lock vs. Credit Freeze.

FCRA CASE LAW UPDATE – NO THIRD PARTY DISCLOSURE REQUIRED UNDER 1681e(b) IN 9TH CIRCUIT – Equifax’s Motion for Partial Judgment Denied

Equifax’s Motion for Partial Judgment on the Pleadings Denied In Brooks v. Equifax, the court denied Equifax’s Motion for Partial Judgment on the Pleadings.  In her complaint, plaintiff alleged she settled an account with Wells Fargo, but Equifax did not update her credit report to show that no balance was owed on the account.  About … Continue reading FCRA CASE LAW UPDATE – NO THIRD PARTY DISCLOSURE REQUIRED UNDER 1681e(b) IN 9TH CIRCUIT – Equifax’s Motion for Partial Judgment Denied

HOW TO DISPUTE CREDIT REPORT ERRORS

Got Credit Report Errors? Do you know how to dispute credit report errors?

BREAKING ID THEFT NEWS – JASON’S DELI ANNOUNCES DATA BREACH

JASON'S DELI ANNOUNCES DATA BREACH According to Patch.com, the restaurant chain announced today that it received notice from payment processors that Jason's Deli customers had "a large quantity of payment card information for sale on the "dark web'". At this time, it is unknown how many stores or customers are included or affected by the … Continue reading BREAKING ID THEFT NEWS – JASON’S DELI ANNOUNCES DATA BREACH

NEW LENDING GUIDELINES FOR CONSUMERS WHO HAVE A CREDIT FREEZE

Nashville ID Theft Attorney helps identity theft victims. Consumers may get approved for mortgage even with credit freeze.

FCRA WILLFULNESS STANDARD FAVORS CONSUMERS

The FCRA's willfulness standard favors consumers, especially when defendants have information that corroborates the consumer's dispute.

STORE MANAGER CHARGED WITH ID THEFT FOR USING CUSTOMERS’ SOCIAL SECURITY NUMBERS TO OPEN ACCOUNTS

According to The Columbus Telegram,  43-year-old Michael Schnelle has been charged with identity theft and related theft crimes. Schnelle, a manager of a rent to own store in Columbus, Nebraska, allegedly opened fraudulent accounts using customers' social security numbers and fake names. According to law enforcement, over $250,000 was charged on fraudulent accounts. Identity theft is … Continue reading STORE MANAGER CHARGED WITH ID THEFT FOR USING CUSTOMERS’ SOCIAL SECURITY NUMBERS TO OPEN ACCOUNTS

Attorney Micah Adkins Rated by Super Lawyers as a 2017 Mid South Rising Star

Every year Super Lawyers selects attorneys from all firm sizes and over 70 practice areas throughout the United States.  Super Lawyers recognizes lawyers for performance based on peer recognition. Through the selection process, while no more than five percent of the lawyers in the state are named to Super Lawyers, only 2.5 percent of the … Continue reading Attorney Micah Adkins Rated by Super Lawyers as a 2017 Mid South Rising Star

HOW TO ORDER YOUR CREDIT REPORTS FOR FREE

Consumers often contact the Adkins Firm and ask how to get their free credit reports.  The Fair Credit Reporting Act (FCRA) is a federal law that gives consumers the right to a free credit report under several circumstances.  One of the most important and basic rights for consumers under the FCRA is the right to … Continue reading HOW TO ORDER YOUR CREDIT REPORTS FOR FREE