APARTMENT RESIDENTS VICTIMS OF ID THEFT SCAM
Residents living at a Detroit apartment complex have lost thousands of dollars as the result of a ID theft scam. According to police, several residents of a Saline condo community are victims of an ID theft scam targeting the residents’ checking accounts. The apartment management office has mailed out ID theft warning letters to all residents of the apartment complex.
Micah Adkins represents victims of identity theft. Mr. Adkins recommends victims of identity theft follow the steps provided by the Federal Trade Commission to combat identity theft:
1. Place a fraud alert with Experian, Equifax or Trans Union (initial[1] and extended[2] fraud alerts);
2. Close the accounts that are known or thought to have been tampered with or opened by an identity thief;
3. File an ID Theft Complaint online or by telephone with the Federal Trade Commission;
4. File an ID Theft Report with your local police department; and
5. Dispute each unauthorized account being reported on your credit reports to Experian, Equifax and Trans Union, and include supporting documentation (such as the FTC ID Theft Complaint and ID Theft Police Report).
If you have taken the above actions, but your Experian, Equifax or Trans Union credit reports still contain fraudulent or inaccurate, then you need to contact Micah Adkins for a free consultation.
[1] With an initial fraud alert, potential creditors must use what the law refers to as “reasonable policies and procedures” to verify your identity before issuing credit in your name. When you place an initial fraud alert on your credit report, you’re entitled to order one free credit report from each of the three nationwide consumer reporting companies.
[2] With an extended fraud alert, potential creditors must actually contact you, or meet with you in person, before they issue you credit. When you place an extended alert on your credit report, you’re entitled to two free credit reports within twelve months from each of the three nationwide consumer reporting companies. In addition, the consumer reporting companies will remove your name from marketing lists for pre-screened credit offers for five years unless you ask them to put your name back on the list before then.