Sony has agreed to extend its offer for free credit monitoring to July 31, 2011. Originally, Sony’s offer of free credit monitoring with All Clear ID Plus was available for its customers until June 18. The credit monitoring is being offered to members of the Play Station Network (PSN) prior to the April data breach. The credit monitoring [...]
Posts Tagged ‘Trans Union’
CREDIT REPORT SCAM EXPOSED
Posted: July 7, 2011 by administrator in CONSUMER FRAUD, CREDIT DISPUTES, FCRA, IDENTITY THEFTTags: alabama, annualcreditreport, Atlanta, attorney, birmingham, breach notification, consumer, CREDIT REPORT, Dallas, EQUIFAX, EXPERIAN, Florida, FRAUD, free report, GEORGIA, huntsville, id fraud, id theft, identity, Jacksonville, law, lawsuit, lawyer, Memphis, mobile, nashville, Orlando, Panama City, pensacola, tallahassee, Tennessee, TEXAS, THEFT, Trans Union, Tuscaloosa
Don’t be fooled by websites that claim to offer free credit reports. There is only ONE free annual credit report website annualcreditreport.com. We recently discovered a sham free credit website annualcreditreport.info. See the difference? It’s the domain name. .Info versus .com. This is a simple trick used by legitimate and not-so-legitimate companies to make users [...]
HOW LONG DO ACCOUNTS STAY ON MY CREDIT REPORT?
Posted: June 17, 2011 by administrator in CREDIT DISPUTES, FCRATags: ACCOUNT, Atlanta, attorney, Auburn, BANKRUPTCY, birmingham, CONSUMER REPORTING AGENCY, CRA, credit, CREDIT REPORT, Dallas, dispute, EQUIFAX, EXPERIAN, FACTA, fair credit reporting act, FCRA, Florida, GEORGIA, huntsville, JUDGMENT, law, lawyer, LIEN, Memphis, mobile, montgomery, nashville, Orlando, Panama City, pensacola, PUBLIC RECORD, tallahassee, Tennessee, TEXAS, Trans Union, Tuscaloosa, TYLER
The length of time that an account stays on your credit report depends on what type of account or record it is. For example, according to Equifax’s policies, the length of time an account remains in your credit file is shown below: Collection Agency Accounts – Up to 7 years from the date of the 1st [...]
EQUIFAX VOLUNTARY SECURITY FREEZE PROGRAM
Posted: June 15, 2011 by administrator in CREDIT DISPUTES, FCRA, IDENTITY THEFTTags: alabama, Atlanta, attorney, Auburn, birmingham, CREDIT REPORT, CREDIT REPORT DISPUTE, credit reporting agency, Data Security, EQUIFAX, EXPERIAN, FACTA, Fair and Accurate Credit Transactions Act, FCRA, huntsville, id theft, ID Theft Lawyer, IDENTITY THEFT, lawsuit, mobile, montgomery, Orlando, pensacola, security freeze, Selma, Trans Union, trussville, Tuscaloosa
According to Equifax, if you live in Alabama (a state without a state mandated freeze alert) you can place a freeze alert on your Equifax credit report under the Equifax Voluntary Security Freeze Program. The security freeze is designed to prevent the disclosure of your Equifax credit report without your permission. Equifax asks for the [...]
AM I ON THE CREDIT BUREAUS’ VIP LIST?
Posted: May 31, 2011 by administrator in CREDIT DISPUTES, FCRATags: alabama, Atlanta, attorney, birmingham, credit, credit bureau, CREDIT REPORT, dispute, EQUIFAX, EXPERIAN, fair credit reporting act, FCRA, Florida, GEORGIA, huntsville, law, lawyer, MICAH ADKINS, mobile, montgomery, Orlando, sample, Trans Union, VIP
The New York Times has publicly exposed the credit bureaus’ VIP list. As reported by Tara Siegel Bernard, Equifax, Experian and Trans Union “have a two-tiered system for resolving errors — one for the rich, the well-connected, the well-known and the powerful, and the other for everyone else.” Am I on the credit bureaus VIP [...]
SONY PSN SENDS OUT BREACH NOTIFICATION EMAILS
Posted: May 7, 2011 by administrator in DATA BREACHES & DATA LOSS, DATA SECURITY, FCRA, IDENTITY THEFTTags: alabama, attorney, CREDIT REPORT, data breach, Data Security, dispute, EQUIFAX, EXPERIAN, fair credit reporting act, FCRA, lawyer, playstation network, psn, SONY, Trans Union
The Sony Play Station Network (PSN) recently experienced a data breach. Since the breach, Sony has begun to e-mail those affected by the breach. Here is the Sony PSN breach notification email: From: PlayStation Network <PlayStation_Network@playstation-email.com> Date: To: Subject: Important information regarding PlayStation Network and Qriocity services Add PlayStation_Network@playstation-email.com to your address book =================================== PlayStation(R)Network [...]
IDENTITY THEFT #1 CONSUMER COMPLAINT TO FEDERAL TRADE COMMISSION IN 2010
Posted: March 15, 2011 by administrator in CONSUMER FRAUD, CREDIT DISPUTES, FAIR DEBT COLLECTION PRACTICES, IDENTITY THEFTTags: alabama, birmingham, CREDIT DISPUTE, EQUIFAX, EXPERIAN, huntsville, id theft, IDENTITY THEFT, mobile, montgomery, Trans Union, Tuscaloosa
For the 11th consecutive year, in 2010, identity theft was at the top of complaint list submitted by consumers the FTC, according to the Federal Trade Commission. Of the more than 1.3 million complaints received by the agency in 2010, 19 percent were related to ID theft. A total of 11 percent of the complaints — nearly 145,000 [...]
PEN FED DATA BREACH UPDATE
Posted: March 9, 2011 by administrator in DANGEROUS PRODUCTS, DATA BREACHES & DATA LOSS, DATA SECURITY, IDENTITY THEFTTags: Atlanta, birmingham, data breach, Data Security, EQUIFAX, EXPERIAN, huntsville, id theft, IDENTITY THEFT, lawyer, mobile, montgomery, PenFed Data Breach, PenFed Data Breach Notification Letter, Trans Union, Tuscaloosa
According to depositaccounts.com, PenFed’s recent data breach is a result of malware on a laptop. PenFed is offerings its members affected by the data breach with 2 years of credit monitoring. Click here to read the PenFed Breach Notification letter. FULL STORY Did you know you are entitled to a free credit report if you believe you are [...]
HOW DO I GET MY FREE CREDIT REPORT?
Posted: December 8, 2010 by administrator in CREDIT DISPUTES, FCRA, IDENTITY THEFTTags: allen, Atlanta, attorney, birmingham, Burke Harvey Frankowski, CREDIT REPORT, Dallas, dothan, EQUIFAX, EXPERIAN, fair credit reporting act, FCRA, fcra lawyer, Florida, Free Credit Report Law, free report, GEORGIA, huntsville, Jacksonville, lawyer, McKinney, Memphis, montgomery, nashville, Orlando, pensacola, Plano, tallahassee, Tennessee, TEXAS, Trans Union
How do I get my free credit report? Federal law provides consumers with the right to receive one free credit report (annual file disclosure) from all three nationwide consumer reporting agencies, Experian, Equifax and Trans Union, once in a twelve month time period. The Fair Credit Reporting Act (as amended by the Fair and Accurate Credit Transactions Act) gives consumers the [...]