LOOKING FOR A JOB? BETTER LOOK AT YOUR CREDIT REPORT FIRST!

Are you looking for a job?  When is the last time you requested your free credit report?  Why you ask?  More employers are looking at applicants’ credit reports when making hiring decisions.  Recently, the number of delinquencies being reported to Equifax, Experian and Trans Union has increased.  No doubt, the number of derogatory accounts (i.e., [...]

TOP IDENTITY THEFT STORIES IN THE NEWS: WEEKLY UPDATE

  Identity theft among family members affects millions Reuters “The realities of familial identity theft are far worse than anything you see in a soap opera. It is the ultimate in family betrayal.” Identity theft expert Linda Foley, who runs the consultancy ID Theft Info Source says the sad truth is family members ...   [...]

POLICE MAKE ARREST IN MULTI-STATE ID THEFT RING

Police have extradited a Texas woman on identity theft charges.  The alleged identity thief, Tamara Turner, 31 of Houston, Texas has been charged with 18 counts of identity theft for stealing another woman's identity and used a fake ID to open fraudulent accounts all over the US.  One of the victims, a Connecticut resident, claims [...]

SUPREME COURT & BIG BUSINESS CRUSH CONSUMER RIGHTS

Are consumer class actions banned by the US Supreme Court ruling in Concepcion?  Here's an excerpt from an excellent article detailing how the Concepcion ruling is affecting consumers all over the US. If it seems easier lately for companies to add small fees on your bills and harder for you to get your money back, [...]

McD’s EMPLOYEE ACCUSED OF SKIMMING CUSTOMERS’ CREDIT CARD NUMBERS

Law enforcement is investigating a Monticello, Minnesota McDonald's employee who is accused of skimming credit card numbers  from customers.  A young McDonald's employee is accused of using a skimmer to steal the credit card numbers of drive thru customers.  The young employee allegedly collected the credit card numbers so that identity thieves could use the credit card numbers for fraudulent [...]

MICHIGAN RESIDENTS AT RISK FOR ID THEFT

Michigan Secretary of State officials are sending out breach notification letters to customers who could be at risk of identity theft. State officials believe an identity thief took driver's license applications and state ID applications from at least two branches, including two Macomb County offices. The thefts occurred at the Southwest Macomb PLUS Office on Dequindre Road in Warren and the [...]

WHAT SHOULD YOU DO WHEN YOU FIND ERRORS ON YOUR CREDIT REPORT?

What should you do when you find errors on your credit report? When you find an error on your credit report, you should dispute the incorrect information!  Why?  Inaccurate or incomplete information can lower your credit score and keep you from getting credit, a job or insurance.  Under federal law, the Fair Credit Reporting Act (FCRA), [...]

NURSE STEALS PATIENTS’ PERSONAL IDENTIFYING INFORMATION AND GOES TO PRISON

A Baltimore woman was convicted of bank fraud and identity theft and sentenced to more than two years in federal prison.  The convicted felon, Phyllis Wilson, used her positions working at four different assisted living facilities in the Baltimore, Maryland area to obtain personal identifying information (PII) from residents and colleagues, including check books and Social Security numbers.  Wilson purchased cell [...]

LAW AIMS TO PROTECT FOSTER CHILDREN FROM ID THEFT

A congressman from Rhode Island wants state governments to do more to protect children in foster care from identity theft. U.S. Rep. Jim Langevin is pushing legislation in Congress that would require states to run credit checks on foster children and help those who are the victims of identity theft. His bill also would prohibit [...]

ATM SKIMMING ARREST MADE IN CALIFORNIA

A San Diego has been accused of "skimming" personal identifying information (PII) from bank customers' ATM cards.  According to authorities, a skimmer was placed on a bank door and allowed an identity thief to take thousands of ATM users' personal identifying numbers (PINs).  The alleged identity thief, Daniel Axinte, was charged with over 40 counts [...]