WHAT IS A SECURITY FREEZE ON MY CREDIT FILE?

What is a security freeze on my credit file?  A security freeze on your credit file prevents creditors, employers and insurance companies from obtaining your credit file.  The security freeze protects consumers' privacy and helps to ensure new credit accounts are not opened in their name and without their knowledge.  Identity theft victims may place a security … Continue reading WHAT IS A SECURITY FREEZE ON MY CREDIT FILE?

EQUIFAX VOLUNTARY SECURITY FREEZE PROGRAM

According to Equifax, if you live in Alabama (a state without a state mandated freeze alert) you can place a freeze alert on your Equifax credit report under the Equifax Voluntary Security Freeze Program.  The security freeze is designed to prevent the disclosure of your Equifax credit report without your permission. Equifax asks for the … Continue reading EQUIFAX VOLUNTARY SECURITY FREEZE PROGRAM