Identity theft among family members affects millions Reuters “The realities of familial identity theft are far worse than anything you see in a soap opera. It is the ultimate in family betrayal.” Identity theft expert Linda Foley, who runs the consultancy ID Theft Info Source says the sad truth is family members ... … Continue reading TOP IDENTITY THEFT STORIES IN THE NEWS: WEEKLY UPDATE
Are consumer class actions banned by the US Supreme Court ruling in Concepcion? Here's an excerpt from an excellent article detailing how the Concepcion ruling is affecting consumers all over the US. If it seems easier lately for companies to add small fees on your bills and harder for you to get your money back, … Continue reading SUPREME COURT & BIG BUSINESS CRUSH CONSUMER RIGHTS
According to the North American Securities Administrator's Association (NASAA), seniors are the most vulnerable investors. Seniors are a viable target for financial predators. Why? According to Money magazine, the average household led by those 75 and over has a net worth of $638,000. Secondly, seniors' ability to understand complex financial transactions lessens with age. Thirdly, … Continue reading SENIORS MOST VULNERABLE INVESTORS
Consumers have the right to request (for a fee) their credit score from the three nationwide consumer reporting agencies, Equifax, Experian and Trans Union. Is the credit score consumers receives the same score provided to lenders? No, according to a recent Consumer Financial Protection Bureau (CFPB) report. In its July 20, 2011 report, the CFPB … Continue reading DOES MY LENDER GET THE SAME CREDIT SCORE I GET?
The Texas State Comptroller's office has fired its head of information security and of innovation and technology following a data loss that exposed 3.2 million Texans' Social Security numbers and other personal information on over 3.2 million people in the state. Two other employees have also been fired over the data loss incident, according to ComputerWorld. The Texas … Continue reading TEXAS SIZED DATA LOSS MEANS TEXAS SIZED ID THEFT PROBLEM
Beginning April 13, 2011, the Texas Comptroller’s office will begin to mail breach notification letters to millions of Texans whose personal identifying information was exposed on an agency server that was accessible to the public. The records of over 3 MILLION Texans were placed on the server in error and contained personally identifying information, including Social Security numbers, dates of birth, names and driver's license … Continue reading TEXAS COMPTROLLER DATA BREACH NOTIFICATION LETTER
How do I get my free credit report? Federal law provides consumers with the right to receive one free credit report (annual file disclosure) from all three nationwide consumer reporting agencies, Experian, Equifax and Trans Union, once in a twelve month time period. The Fair Credit Reporting Act (as amended by the Fair and Accurate Credit Transactions Act) gives consumers the … Continue reading HOW DO I GET MY FREE CREDIT REPORT?
Jefferson County (Birmingham, Alabama) police are looking for a man charged with identity theft. Authorities say Tedo Meyon Jackson, 41, worked for Milner Milling in Forestdale, Alabama and stole employees' personal information from the company's computer system. According to Al.com, Jackson had previous convictions for second-degree burglary and first-degree theft of property and is on … Continue reading POLICE LOOKING FOR BIRMINGHAM ALABAMA IDENTITY THIEF
You may request a free report after you receive a denial of credit, employment or insurance. The free credit report should be requested from the credit reporting agency (Equifax, Experian or Trans Union) that the user (potential creditor, employer or insurer) reviewed when making its decision. You can identify the credit bureau from the adverse action notice sent to you by the … Continue reading FREE CREDIT REPORT AFTER BEING DENIED CREDIT, EMPLOYMENT OR INSURANCE
FIFA is investigating one of its own in association with ID theft linked with 2006 World Cup tickets. The ticket purchasers provided passport and other personal information. According to the Information Commissioner's Office, as many as 250,000 fans may be affected by the data loss, including the Prime Minister of Sweden. Claims that World Cup … Continue reading FIFA INVESTIGATES PASSPORT ID THEFT LINKED TO 2006 WORLD CUP TICKET SALES