car break in pic

PREVENT IDENTITY THEFT TIP: DON’T STORE PERSONAL INFO IN YOUR CAR

Did you know that car breaks in may lead to identity theft?  You can prevent identity theft by not storing personal identifying information in your car.  Texas car burglaries are a big problem for consumers and may lead to identity theft.  In 2015, over 67,000 cars were broken into or stolen.  Dallas averaged almost 12,000 incidents [...]

DALLAS CONSUMERS SHOULD BEWARE OF TAX FRAUD

Tax season is here and so are tax identity thieves. According to a special report, prepared by Cristin Severance of CBS 11, Dallas residents, Kevin Spurgeon and Stacy Lamm, recently filed their 2017 tax return. The two thought they were doing good by filing their return prior to the deadline; however, the IRS put a hold on the refunds.

DEBT COLLECTORS’ NEW CREDIT REPORTING POLICY SHORTENS TIME FOR NEGATIVE CREDIT INFORMATION

Debt Collectors' New Credit Reporting Policy Shortens Time for Negative Credit Information on Consumers' Credit Reports Encore Capital Group, Inc. announced a change in its credit reporting policies for consumers.  Encore's subsidiaries include: Midland Credit Management; Midland Funding, Asset Acceptance; Atlantic Credit & Finance. According to the Encore press release, "A significant challenge with current [...]

CFPB TAKES ACTION AGAINST EQUIFAX AND TRANS UNION CREDIT BUREAUS

The Consumer Financial Protection Bureau (CFPB) took action against Equifax, Trans Union and their subsidiaries for deceiving consumers about the usefulness and actual cost of credit scores sold to consumers.  According to the CFPB papers, Equifax and Trans Union also lured consumers into costly recurring payments for credit related products with false promises. The CFPB ordered [...]

Court Denies RentGrow’s Motion to Dismiss Under Spokeo

In a recent decision, a district court denied a user's motion to dismiss citing Spokeo under the Fair Credit Reporting Act ("FCRA"). Green, III v. Rentgrow, Inc. and Trans Union, LLC, Case No.: 2:16-cv-421 (E.D. Va, Nov. 10, 2016). Facts:  Walter Green, III, received a credit monitoring alert that RentGrow obtained a copy of his [...]

MICAH ADKINS RECOGNIZED BY SUPER LAWYERS AS MID SOUTH RISING STAR FOR 2016

Super Lawyers recognizes lawyers for performance based on peer recognition. Through the selection process, Super Lawyers identifies candidate either 40 years old or younger or in practice for 10 years or less. All attorneys go through the Super Lawyers selection process. Those who are not selected to the Super Lawyers list, but who meet either one of [...]

WENDYS DATA BREACH – WHERE’S THE BREACH?

Wendy's launches investigation into data breach after customers complain of fraudulent charges on credit and debit cards.

T MOBILE AND EXPERIAN DATA BREACH – ADVOCATES URGE SECURITY FREEZE FOR ID THEFT VICTIMS

T Mobile and Experian recently experienced a data breach.  The data breach affected at least 15 million consumers.  Hackers stole consumers' personal identifying information, including Social Security numbers and driver's license information. The stolen information may be used to access or open new accounts by identity thieves. Experian and T Mobile are offering free credit [...]

MICAH ADKINS RECOGNIZED BY SUPER LAWYERS AGAIN AS RISING STAR

Super Lawyers recognizes lawyers for performance based on peer recognition. Through the selection process, Super Lawyers identifies candidate either 40 years old or younger or in practice for 10 years or less. All attorneys go through the Super Lawyers selection process. Those who are not selected to the Super Lawyers list, but who meet either one of [...]

WHAT IS THE COST OF ID THEFT?

Millions of consumers become identity theft victims every year.  Last year alone, 40 million consumers became identity theft victims of the Target data breach.  What is the cost of identity theft?  Banks incur costs for closing and opening new accounts and issuing new debit or credit cards.  According to the Credit Union National Association, the [...]