Nashville ID Theft Attorney helps identity theft victims. Consumers may get approved for mortgage even with credit freeze.
The FCRA's willfulness standard favors consumers, especially when defendants have information that corroborates the consumer's dispute.
According to The Columbus Telegram, 43-year-old Michael Schnelle has been charged with identity theft and related theft crimes. Schnelle, a manager of a rent to own store in Columbus, Nebraska, allegedly opened fraudulent accounts using customers' social security numbers and fake names. According to law enforcement, over $250,000 was charged on fraudulent accounts. Identity theft is … Continue reading STORE MANAGER CHARGED WITH ID THEFT FOR USING CUSTOMERS’ SOCIAL SECURITY NUMBERS TO OPEN ACCOUNTS
Fair Credit Reporting Act Lawyers Help Identity Theft Victims Fair Credit Reporting Act (FCRA) lawyers help consumers with credit report errors. FCRA lawyers also help victims of identity theft. Over 12 million people become identity theft victims every year. ID theft victims may discover they are a victim when they receive collection calls for debts they do … Continue reading ID THEFT NEWS – WEEKLY UPDATE
HOW DO I DISPUTE CREDIT REPORT ERRORS? Do you have errors on your credit report? Credit report errors can keep you from getting credit. Credit report errors can also cause you to pay higher interest rates. So what do you do if you find errors on your credit report? The Fair Credit Reporting Act (FCRA) … Continue reading HOW DO I DISPUTE CREDIT REPORT ERRORS?
Is Bank of America's identity theft protection plan a scam? A federal investigation is underway to determine if Bank of America gave customers what they paid for when they purchased identity theft protection but did not receive the services from Bank of America's vendors. The federal government wants to know if the identity theft protection … Continue reading BANK OF AMERICA ID THEFT PROTECTION A SCAM?
Credit reporting agencies and debt collection agencies have been unsupervised for too long, according to CFPB Director, Richard Cordray. David Lazarus, of the LA Times, reported. The new consumer protection rules proposed by the Consumer Financial Protection Bureau will give the federal government oversight of the credit reporting agencies and debt collection companies in an … Continue reading CFPB WANTS TO SUPERVISE CREDIT REPORTING AGENCIES AND DEBT COLLECTORS
Are you unable to get your free credit report from Equifax, Experian or Trans Union? Consumers often contact us and complain that they are unable to get their free credit report from credit reporting agencies, such as Experian, Equifax or Trans Union. In fact, the Federal Trade Commission received 472 consumer complaints from November 25, … Continue reading CONSUMERS COMPLAIN TO FTC THAT THEY ARE UNABLE TO GET FREE CREDIT REPORTS