Equifax’s Motion for Partial Judgment on the Pleadings Denied In Brooks v. Equifax, the court denied Equifax’s Motion for Partial Judgment on the Pleadings. In her complaint, plaintiff alleged she settled an account with Wells Fargo, but Equifax did not update her credit report to show that no balance was owed on the account. About [...]
Got Credit Report Errors? Do you know how to dispute credit report errors?
The FCRA's willfulness standard favors consumers, especially when defendants have information that corroborates the consumer's dispute.
Most people have heard of a consumer reporting agency (CRA), but what is a specialty consumer reporting agency? The Fair Credit Reporting Act (FCRA) defines a “consumer report” as any communication of information by a consumer reporting agency “bearing on a consumer’s credit worthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode [...]
Tenant Screening Reports and the FCRA Landlords run tenant screening reports when potential tenants apply for housing. The cost of the tenant background reports is low, but background report errors can lead to high costs for tenants, including expensive deposits, or even worse - denied housing. Most tenant screening reports include criminal records and rental history, including [...]