HOW TO ORDER YOUR FREE CREDIT REPORTS FROM EQUIFAX, EXPERIAN AND TRANS UNION

Do you know how to order your free credit reports from Equifax, Experian and Trans Union? We help our clients learn how to order free credit reports and to dispute credit report errors.

CONSUMERS REPORT ISSUES WITH EQUIFAX CREDIT LOCK APP

ID Theft Attorney Tips for Identity Theft Victims. Credit Lock vs. Credit Freeze.

HOW TO DISPUTE CREDIT REPORT ERRORS

Got Credit Report Errors? Do you know how to dispute credit report errors?

NEW LENDING GUIDELINES FOR CONSUMERS WHO HAVE A CREDIT FREEZE

Nashville ID Theft Attorney helps identity theft victims. Consumers may get approved for mortgage even with credit freeze.

FCRA WILLFULNESS STANDARD FAVORS CONSUMERS

The FCRA's willfulness standard favors consumers, especially when defendants have information that corroborates the consumer's dispute.

STORE MANAGER CHARGED WITH ID THEFT FOR USING CUSTOMERS’ SOCIAL SECURITY NUMBERS TO OPEN ACCOUNTS

According to The Columbus Telegram,  43-year-old Michael Schnelle has been charged with identity theft and related theft crimes. Schnelle, a manager of a rent to own store in Columbus, Nebraska, allegedly opened fraudulent accounts using customers' social security numbers and fake names. According to law enforcement, over $250,000 was charged on fraudulent accounts. Identity theft is … Continue reading STORE MANAGER CHARGED WITH ID THEFT FOR USING CUSTOMERS’ SOCIAL SECURITY NUMBERS TO OPEN ACCOUNTS

$18.6 MILLION VERDICT BECAUSE OF EQUIFAX CREDIT REPORT ERRORS

$18.6 MILLION VERDICT AGAINST EQUIFAX Credit reporting agencies must assure the maximum accuracy of your credit report.  If they do not, then you have the right to sue the credit reporting agencies in federal court under the Fair Credit Reporting Act. When a credit reporting agency includes information in the file of another consumer, such … Continue reading $18.6 MILLION VERDICT BECAUSE OF EQUIFAX CREDIT REPORT ERRORS

WHAT DOES DODD FRANK ACT DO FOR CONSUMERS?

What does the Dodd-Frank Act do for consumers? For the first time in over twenty years, Congress made more changes in consumer protection laws by enacting the Dodd-Frank Act.  Publ. L. No. 111-203, 124 Stat. 1376 (2010).    The Dodd Frank Act was signed into law on July 21, 2010.  The Dodd Frank Act includes consumer protection … Continue reading WHAT DOES DODD FRANK ACT DO FOR CONSUMERS?

ID THEFT NEWS – WEEKLY UPDATE

We represent victims of identity theft across the country. Identity theft is an epidemic, especially in the South. Few identity thieves are arrested and convicted. What can consumers do to protect their credit reports and their reputation? Federal law provides identity theft victims with rights under the Fair Credit Reporting Act (FCRA). Under federal law, identity … Continue reading ID THEFT NEWS – WEEKLY UPDATE