Do you know how to order your free credit reports from Equifax, Experian and Trans Union? We help our clients learn how to order free credit reports and to dispute credit report errors.
Got Credit Report Errors? Do you know how to dispute credit report errors?
The FCRA's willfulness standard favors consumers, especially when defendants have information that corroborates the consumer's dispute.
Do you have credit report errors? We represent consumers with credit report problems. Credit report errors can be a result of identity theft. Credit report errors can also be a result of a consumer reporting agency's failure to assure the maximum accuracy of consumers' credit reports. The most common consumer complaints we hear include: (1) Identity theft - inaccurate … Continue reading HOW DO I DISPUTE CREDIT REPORT ERRORS?
It is well settled in the Eleventh Circuit that consumers do not have a private cause of action under 15 U.S.C. 1681s-2(a). Chipka v. Bank of America, 355 Fed. Appx. 380 (11th Cir. 2009); Green v. RBS Nat’l Bank, 288 Fed. Appx. 641 (11th Cir. 2009); Antoine v. State Farm Mut. Auto. Ins. Co., 662 … Continue reading FAIR CREDIT REPORTING ACT (FCRA) GIVES CONSUMERS A PRIVATE CAUSE OF ACTION AGAINST FURNISHERS