SHOULD I HIRE A LAWYER TO HELP ME WITH CREDIT REPORT ERRORS OR BACKGROUND REPORT ERRORS?

When should you hire a lawyer to help you with credit report errors? Clients often contact The Adkins Firm because they have errors on a credit reports or background reports.  When should a consumer consider contacting a lawyer to help with credit or background errors?  Short answer - anytime. Consumers may not have the knowledge … Continue reading SHOULD I HIRE A LAWYER TO HELP ME WITH CREDIT REPORT ERRORS OR BACKGROUND REPORT ERRORS?

DEBT COLLECTORS GET EMPLOYMENT INFO FROM EQUIFAX

Consumer's income and wage information is personal information, but according to NBC News, that isn't keeping Equifax from sharing personal financial information without your knowledge.  Equifax is one of the three nationwide consumer reporting agencies - Experian and Trans Union are the other two - has obtained employment information for more than 1/3 of working adults in the US.  The … Continue reading DEBT COLLECTORS GET EMPLOYMENT INFO FROM EQUIFAX

FAIR CREDIT REPORTING ACT REQUIRES LANDLORDS TO SEND APPLICANTS ADVERSE ACTION DISCLOSURES

 FAIR CREDIT REPORTING ACT REQUIRES LANDLORDS TO SEND APPLICANTS ADVERSE ACTION DISCLOSURES We represent consumers with credit report errors and background report disputes under the Fair Credit Reporting Act.  The Fair Credit Reporting Act (FCRA) requires landlords who take adverse action (i.e., turn down a rental applicant) against a consumer that is “based in whole … Continue reading FAIR CREDIT REPORTING ACT REQUIRES LANDLORDS TO SEND APPLICANTS ADVERSE ACTION DISCLOSURES