OCWEN’S MOTION TO DISMISS FCRA CLAIMS DENIED

Owen's Motion to Dismiss FCRA Claims Denied A federal court denied Owen's Motion to Dismiss the plaintiff's claims under the Fair Credit Reporting Act (FCRA). Polvorosa v. Allied Collection Services, et al, U.S.D.C Nev. Jan. 3, 2017 Facts:  The plaintiff Polvorosa, alleged that the defendants violated the Fair Credit Reporting Act (FCRA).  In 2011, the [...]

ADKINS FIRM CELEBRATES 1 YEAR ANNIVERSARY – ID THEFT ADVOCATE

ADKINS FIRM CELEBRATES 1 YEAR ANNIVERSARY The Adkins Firm is celebrating its one year anniversary.  The Adkins Firm represents identity theft victims and consumer with credit or background report errors under the Fair Credit Reporting Act (FCRA).  The FCRA requires consumer reporting agencies and creditors and employers to comply with federal law, including reasonable investigations [...]

TARGET CREDIT MONITORING REQUIRES CUSTOMERS TO GIVE UP RIGHT TO JURY TRIAL

Target is offering customers credit monitoring and ID theft insurance for one year.  What the credit monitoring service takes away from consumers may be more important than the information provided by the services. Target partnered with Experian and is offering credit monitoring and ID theft insurance to over 100 million consumers.  Customers may sign up online for the one-year membership - point, [...]

IDENTITY THEFT RIGHTS & THE FAIR CREDIT REPORTING ACT

Consumers have identity theft rights under the Fair Credit Reporting Act.  Under the Fair Credit Reporting Act, consumers have the right to request their free credit report if they have reason to believe they are a victim of fraud or identity theft. The right to a free report due to identity theft is in addition [...]