Kingery v. Quicken Loans (S.D. West Virginia, Charleston Division) Date of Opinion: June 04, 2014 Facts: Plaintiff sent a loan inquiry in April 2010 to MortgageLoans.com who identified Quicken Loans, among others, as a potential lender. Quicken uses a software for their inquiry process, Loan Origination and Lead Allocation “LOLA”, to track, deliver and find … Continue reading COURT GRANTS SUMMARY JUDGMENT UNDER FCRA FOR QUICKEN
Super Lawyers, a national lawyer rating service, recognized Micah Adkins as a 2014 Rising Star for Consumer Law. The selection process included identification of professional achievement by peer evaluations and independent research. The Super Lawyer recognition is limited to 5% of the lawyers in the state. Super Lawyers Magazine is published in all 50 states and Washington, D.C., … Continue reading ID THEFT LAWYER, MICAH ADKINS RECOGNIZED BY SUPER LAWYERS AS 2014 RISING STAR
Most people have heard of a consumer reporting agency (CRA), but what is a specialty consumer reporting agency? The Fair Credit Reporting Act (FCRA) defines a “consumer report” as any communication of information by a consumer reporting agency “bearing on a consumer’s credit worthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode … Continue reading WHAT IS A SPECIALTY CONSUMER REPORTING AGENCY?
Tenant Screening Reports and the FCRA Landlords run tenant screening reports when potential tenants apply for housing. The cost of the tenant background reports is low, but background report errors can lead to high costs for tenants, including expensive deposits, or even worse - denied housing. Most tenant screening reports include criminal records and rental history, including … Continue reading TENANT SCREENING REPORTS AND THE FCRA