Consumer’s income and wage information is personal information, but according to NBC News, that isn’t keeping Equifax from sharing personal financial information without your knowledge. Equifax is one of the three nationwide consumer reporting agencies – Experian and Trans Union are the other two – has obtained employment information for more than 1/3 of working adults in the US. The [...]
Posts Tagged ‘montgomery al’
DEBT COLLECTORS GET EMPLOYMENT INFO FROM EQUIFAX
Posted: February 20, 2013 by administrator in FCRATags: atlanta ga, BACKGROUND REPORT, Birmingham al, CONSUMER LAW, Dallas tx, employment screening, EQUIFAX, fair credit reporting act, fcra lawyer, huntsville al, jacksonville fl, memphis tn, mobile al, montgomery al, Nashville tn, National Cosnumer Law Center, Orlando FL, Tampa fl, the work number
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Much Needed Reforms for Credit Reporting Industry
Posted: February 11, 2013 by administrator in FCRATags: Birmingham al, CONSUMER LAW, CREDIT REPORT DISPUTE, CREDIT REPORT ERROR, CREDIT REPORT LAWYER, Dallas tx, fair credit reporting act, FCRA LAW, FTC Study, houston tx, huntsville al, jacksonville fl, memphis tn, mobile al, montgomery al, NACA, Nashville tn, Orlando FL, Tampa fl
New FTC Study Points to Much Needed Reforms for Credit Reporting Industry Advocates Call on Senate to Confirm CFPB Director to Remove Any Uncertainty over CFPB Authority over Credit Bureaus FOR IMMEDIATE RELEASE: February 11, 2013 (WASHINGTON, DC) Advocates from two national consumer groups on credit reporting lauded the findings of a Federal Trade Commission [...]
2012 DATA BREACH REPORT
Posted: February 5, 2013 by administrator in FCRATags: atlanta ga, austin tx, Birmingham al, CONSUMER LAWYER, cyber attack stats, Dallas tx, data breach stats, data security law, houston tx, jacksonville fl, montgomery al, Nashville tn, Orlando FL, Tampa fl, Verizon Data Security Report 2012
2012 Data Breach Investigations Report covering the year 2011 gives a very thorough statistical analysis of global data security. In 2011, the report identifies 855 data breaches, which involved the compromise of more than 174 million records! How are the targets and who are the cyber attackers? Keep reading . . . Original Source: [...]
ARE YOU RECEIVING DEBT COLLECTION CALLS ON YOUR CELL PHONE?
Posted: January 29, 2013 by administrator in FCRATags: ABUSIVE DEBT COLLECTOR, atlanta ga, Birmingham al, Calls to Cell Phone, CONSUMER LAW, Dallas tx, Debt Collect, huntsville al, mobile al, montgomery al, Orlando FL, plano tx, Tampa fl, TCPA law, TCPA Lawyer, Telephone Consumer Protection Act
Our law firm represents consumers in claims for violations of the Telephone Consumer Protection Act (TCPA). The federal law has been around since 1991 and was written to protect consumers from incurring the expense and the aggravation associated with harassing phone calls from banks, debt collectors, telemarketers and other big institutions. While most consumers know about the “Do [...]
CRIMINAL BACKGROUND REPORT COMPANY SETTLES CLAIMS WITH FTC FOR VIOLATIONS OF THE FAIR CREDIT REPORTING ACT (FCRA)
Posted: January 17, 2013 by administrator in FCRATags: atlanta ga, background check, Birmingham al, consumer rights, Dallas tx, EMPLOYEE RIGHTS, employment law, fair credit reporting act, FCRA, huntsville al, mobile al, montgomery al, Nashville tn, Orlando FL, Tampa fl
Marketers of Criminal Background Screening Reports To Settle FTC Charges They Violated Fair Credit Reporting Act Pitched Mobile Apps Offering Job Applicant Screening Tools FOR IMMEDIATE RELEASE: An enterprise that compiled and sold criminal record reports has agreed to settle Federal Trade Commission charges that it operated as a consumer reporting agency without taking consumer [...]
CREDIT CARD BILLING ERRORS? WHAT SHOULD YOU DO?
Posted: January 14, 2013 by administrator in FCRATags: atlanta ga, brimingham al, CONSUMER LAW, CREDIT CARD DISPUTE, credit card errors, CREDIT REPORT DISPUTE, Dallas tx, Fair Credit Billing Act, FCBA, huntsville al, memphis tx, mobile al, montgomery al, Nashville tn, Orlando FL, plano tx, sample credit card dispute
CREDIT CARD BILLING ERRORS? Have you discovered credit report billing errors? Has your credit card company charged you twice for the same purchase? Did you credit card company charge you for a purchase that you did not make? The Fair Credit Billing Act (FCBA) provides consumers the right to dispute billing errors on “open end” [...]
TIS THE SEASON FOR IDENTITY THEFT!
Posted: December 11, 2012 by administrator in FCRATags: atlanta ga, Birmingham al, CONSUMER LAW, Dallas tx, fair credit reporting act, FCRA, id fraud, IDENTITY THEFT, memphis tn, miami fl, montgomery al, Nashville tn, Orlando FL, Tampa fl
Tis the season for identity theft! While you are shopping during this holiday season for friends and loved ones, identity thieves are looking for the opportunity to steal your personal information. Here are some great tips on how to prevent being a victim of identity theft. Keep documents secure in your home. Holiday parties are [...]
DISTRICT COURT FINES CREDIT REPAIR COMPANY $6.4 MILLION
Posted: December 1, 2012 by administrator in FCRATags: alabama, atlanta a, ATLANTA GEORGIA, Birmingham al, CONSUMER LAW, credit repair organization act, credit repair scheme, CREDIT REPORT DISPUTES, CREDIT REPORT ERRORS, CROA, Dallas tx, erase bad credit, Fair and Accurate Credit Transaction Act, FCRA LAW, Florida, JACKSON MS, jacksonville fl, miami fl, montgomery al, Nashville tn, ORLANDO FLORIDA, Tampa fl
Responding to charges by the Federal Trade Commission, a U.S. district court has found a credit repair operation in contempt for violating a previous court order that required the defendants to stop promoting bogus credit repair products and services to consumers. The court ordered the defendants to pay $6.4 million to the FTC within 30 [...]
ID THEFT NEWS: WEEKLY UPDATE
Posted: November 29, 2012 by administrator in FCRATags: Charleston WV, Charlotte NC, Columbus GA, CONSUMER LAW, fair credit reporting act, FCRA, Huntsville TX, ID Theft Victim Rights, montgomery al, Orlando FL, Palm Beach, Scams Identity Theft, South Carolina taxpayer ID Theft, Thomasville GA, Tulsa OK, Woodward OK
Over 10 million consumers a year become victims of identity theft. Fraud victims are denied credit. If fraud victims are approved for credit, then they have to pay higher interest rates! Identity theft victims also get turned down for jobs because of arrests, convictions or other public records in a background report. What can consumers [...]
WHAT DOES DODD FRANK ACT DO FOR CONSUMERS?
Posted: October 12, 2012 by administrator in CONSUMER FRAUD, FCRATags: AL, atlanta ga, austin tx, Birimingham AL, cfpb, consumer financial protection bureau, CONSUMER LAW, consumer protection attorney, credit scores, Dallas tx, dodd frank, ECOA, equal Credit opportunity Act, fair credit reporting act, FCRA LAW, FT WORTH TX, houston tx, Hubtsville, miami fl, mobile al, montgomery al, Nashville tn, Orlando FL, san antonio tx, Tampa fl
What does the Dodd-Frank Act do for consumers? For the first time in over twenty years, Congress made more changes in consumer protection laws by enacting the Dodd-Frank Act. Publ. L. No. 111-203, 124 Stat. 1376 (2010). The Dodd Frank Act was signed into law on July 21, 2010. The Dodd Frank Act includes consumer protection [...]