HOW DO I GET A FREE CREDIT REPORT?

Under the Fair Credit Reporting Act (FCRA), consumers are entitled to one free credit report in a 12 month period.  The federal law provides consumers with one free credit report from each of the three major national credit reporting agencies (CRAs, i.e., Experian, Equifax and Trans Union).  Click here for a free credit report.  Consumers should [...]

OFAC ALERT – HAVE YOU APPLIED FOR CREDIT AND BEEN DENIED?

Have you applied for credit and been denied because your credit report had a OFAC alert?  Keep reading....An OFAC alert is an alert given to your potential creditors (landlords, car dealers, credit card companies) when your name matches a name on the Treasury Department's Office of Foreign Assets Control (OFAC) watch list.  The persons named on the OFAC list are [...]

SOUTH LOUISIANA IDENTITY THEFT

Mistie Young, of Eunice, Louisiana, was arrested and charged with six counts of identity theft.  According to the police, Young purportedly forged the identity theft victims' names when she made credit card purchases.  police first became aware of the theft when a Eunice, Louisiana resident complained of a stolen debit card. Investigators easily tracked down [...]

ID THEFT NEWS – WEEKLY UPDATE

Linkedin to identity theftToronto Sun Toronto hi-tech thieves are sifting through business networking websites like Linkedin to find rich CEOs and businessmen to prey on by stealing their personal data and creating false identities to rack up cash and credit, police say. ... Identity Theft Costs Clarendon Hills Woman $5800 Patch.com By Joe O'Donnell Identity [...]

LOOKING FOR A JOB? BETTER LOOK AT YOUR CREDIT REPORT FIRST!

Are you looking for a job?  When is the last time you requested your free credit report?  Why you ask?  More employers are looking at applicants’ credit reports when making hiring decisions.  Recently, the number of delinquencies being reported to Equifax, Experian and Trans Union has increased.  No doubt, the number of derogatory accounts (i.e., [...]

TOP IDENTITY THEFT STORIES IN THE NEWS: WEEKLY UPDATE

  Identity theft among family members affects millions Reuters “The realities of familial identity theft are far worse than anything you see in a soap opera. It is the ultimate in family betrayal.” Identity theft expert Linda Foley, who runs the consultancy ID Theft Info Source says the sad truth is family members ...   [...]

P DIDDY LATEST CELEBRITY VICTIM OF IDENTITY THIEVES

Rapper, P Diddy, is a victim of identity theft.  P Diddy’s personal identifying information, including his American Express card number, social security number and internet passwords and information from his cell phone were posted on the Internet.  His cell phone information included the telephone numbers for his celebrity friends. Courtesy of Reuters P Diddy has begun [...]

BIRMINGHAM SOCIAL SECURITY ADMINSTRATION ID THEFT INCIDENT

A former Birmingham, Alabama Social Security Administration employee has been sentenced to more than 2 years in prison for identity theft.  The employee, Ame-Cherie Denise Thompson, 34, of Birmingham, Alabama used someone else’s Social Security number to get a car loan for a friend.  After Thompson gets out of prison, she will also have to serve 5 [...]

POLICE MAKE ARREST IN MULTI-STATE ID THEFT RING

Police have extradited a Texas woman on identity theft charges.  The alleged identity thief, Tamara Turner, 31 of Houston, Texas has been charged with 18 counts of identity theft for stealing another woman's identity and used a fake ID to open fraudulent accounts all over the US.  One of the victims, a Connecticut resident, claims [...]

FEDERAL COURT ORDERS DEBT COLLECTOR TO STOP ABUSIVE DEBT COLLECTION PRACTICES

A federal judge has ordered Rumson, Bolling & Associates, a debt collection agency, to cease operations and stop abusing consumers.  The federal order also froze the companies assets.  A court-appointed receiver will take over the day-to-day operations of the business while the Federal Trade Commission (FTC) prosecutes the company for scamming consumers.  The FTC's complaint alleged that the defendants collected [...]