Consumer’s income and wage information is personal information, but according to NBC News, that isn’t keeping Equifax from sharing personal financial information without your knowledge. Equifax is one of the three nationwide consumer reporting agencies – Experian and Trans Union are the other two – has obtained employment information for more than 1/3 of working adults in the US. The [...]
Posts Tagged ‘mobile al’
DEBT COLLECTORS GET EMPLOYMENT INFO FROM EQUIFAX
Posted: February 20, 2013 by administrator in FCRATags: atlanta ga, BACKGROUND REPORT, Birmingham al, CONSUMER LAW, Dallas tx, employment screening, EQUIFAX, fair credit reporting act, fcra lawyer, huntsville al, jacksonville fl, memphis tn, mobile al, montgomery al, Nashville tn, National Cosnumer Law Center, Orlando FL, Tampa fl, the work number
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ID THEFT STORIES IN THE NEWS
Posted: February 15, 2013 by administrator in FCRATags: atlanta ga, Birmingham al, CONSUMER LAW, CREDIT REPORT DISPUTE, CREDIT REPORT DISPUTE LETTER, CREDIT REPORT ERRORS, Dallas tx, fair credit reporting act law, FCRA, florence sc, gulfport ms, id fraud, IDENTITY THEFT, macon ga, mobile al, Nashville tn, robocalls, SAMPLE DISPUTE LETTER, Tampa fl, Tax fraud, Tulsa OK
Over 10 million consumers a year become victims of identity theft. Victims often do not discover the identity theft until they are denied credit, have to pay higher interest rates or receive collection calls. Identity theft victims may also discover identity theft when they get turned down for a job because of fraudulent information in a background report. What can consumers [...]
60 MINUTES EXPOSES CREDIT REPORTING AGENCIES MISTAKES
Posted: February 14, 2013 by administrator in FCRATags: atlanta ga, brimingham al, CONSUMER LAWYER, credit bureau, CREDIT REPORT, CREDIT REPORT DISPUTE, CREDIT REPORT ERROR, Dallas tx, fair credit reporting act, fcra cause of action, FCRA LAW, free credit report, houston tx, huntsville al, jacksonville fl, mixed credit file, mobile al, Nashville tn, Orlando FL, Tampa fl
60 MINUTES EXPOSES CREDIT REPORTING AGENCIES’ MISTAKES 60 Minutes exposed the credit reporting agencies’ mistakes in its investigative report. Reporter Steve Kroft interviewed one consumer who discovered credit report errors when she was denied credit at a department store. She requested her credit report from the bureaus, but the credit reports she received looked okay. What she later discovered [...]
Much Needed Reforms for Credit Reporting Industry
Posted: February 11, 2013 by administrator in FCRATags: Birmingham al, CONSUMER LAW, CREDIT REPORT DISPUTE, CREDIT REPORT ERROR, CREDIT REPORT LAWYER, Dallas tx, fair credit reporting act, FCRA LAW, FTC Study, houston tx, huntsville al, jacksonville fl, memphis tn, mobile al, montgomery al, NACA, Nashville tn, Orlando FL, Tampa fl
New FTC Study Points to Much Needed Reforms for Credit Reporting Industry Advocates Call on Senate to Confirm CFPB Director to Remove Any Uncertainty over CFPB Authority over Credit Bureaus FOR IMMEDIATE RELEASE: February 11, 2013 (WASHINGTON, DC) Advocates from two national consumer groups on credit reporting lauded the findings of a Federal Trade Commission [...]
ARE YOU RECEIVING DEBT COLLECTION CALLS ON YOUR CELL PHONE?
Posted: January 29, 2013 by administrator in FCRATags: ABUSIVE DEBT COLLECTOR, atlanta ga, Birmingham al, Calls to Cell Phone, CONSUMER LAW, Dallas tx, Debt Collect, huntsville al, mobile al, montgomery al, Orlando FL, plano tx, Tampa fl, TCPA law, TCPA Lawyer, Telephone Consumer Protection Act
Our law firm represents consumers in claims for violations of the Telephone Consumer Protection Act (TCPA). The federal law has been around since 1991 and was written to protect consumers from incurring the expense and the aggravation associated with harassing phone calls from banks, debt collectors, telemarketers and other big institutions. While most consumers know about the “Do [...]
CRIMINAL BACKGROUND REPORT COMPANY SETTLES CLAIMS WITH FTC FOR VIOLATIONS OF THE FAIR CREDIT REPORTING ACT (FCRA)
Posted: January 17, 2013 by administrator in FCRATags: atlanta ga, background check, Birmingham al, consumer rights, Dallas tx, EMPLOYEE RIGHTS, employment law, fair credit reporting act, FCRA, huntsville al, mobile al, montgomery al, Nashville tn, Orlando FL, Tampa fl
Marketers of Criminal Background Screening Reports To Settle FTC Charges They Violated Fair Credit Reporting Act Pitched Mobile Apps Offering Job Applicant Screening Tools FOR IMMEDIATE RELEASE: An enterprise that compiled and sold criminal record reports has agreed to settle Federal Trade Commission charges that it operated as a consumer reporting agency without taking consumer [...]
CREDIT CARD BILLING ERRORS? WHAT SHOULD YOU DO?
Posted: January 14, 2013 by administrator in FCRATags: atlanta ga, brimingham al, CONSUMER LAW, CREDIT CARD DISPUTE, credit card errors, CREDIT REPORT DISPUTE, Dallas tx, Fair Credit Billing Act, FCBA, huntsville al, memphis tx, mobile al, montgomery al, Nashville tn, Orlando FL, plano tx, sample credit card dispute
CREDIT CARD BILLING ERRORS? Have you discovered credit report billing errors? Has your credit card company charged you twice for the same purchase? Did you credit card company charge you for a purchase that you did not make? The Fair Credit Billing Act (FCBA) provides consumers the right to dispute billing errors on “open end” [...]
WHAT DOES DODD FRANK ACT DO FOR CONSUMERS?
Posted: October 12, 2012 by administrator in CONSUMER FRAUD, FCRATags: AL, atlanta ga, austin tx, Birimingham AL, cfpb, consumer financial protection bureau, CONSUMER LAW, consumer protection attorney, credit scores, Dallas tx, dodd frank, ECOA, equal Credit opportunity Act, fair credit reporting act, FCRA LAW, FT WORTH TX, houston tx, Hubtsville, miami fl, mobile al, montgomery al, Nashville tn, Orlando FL, san antonio tx, Tampa fl
What does the Dodd-Frank Act do for consumers? For the first time in over twenty years, Congress made more changes in consumer protection laws by enacting the Dodd-Frank Act. Publ. L. No. 111-203, 124 Stat. 1376 (2010). The Dodd Frank Act was signed into law on July 21, 2010. The Dodd Frank Act includes consumer protection [...]
AMERICAN EXPRESS SETTLES $85 MILLION DEBT COLLECTION & MARKETING SCAM CLAIM
Posted: October 4, 2012 by administrator in FAIR DEBT COLLECTION PRACTICES, FCRATags: American Express Settlement, AMEX Settlement, atlanta ga, austin tx, Birmingham al, CFPB Enforcement, CFPB enforcement Action, consumer financial protection bureau, CONSUMER LAW, Dallas tx, houston tx, huntsville al, memphis tn, mobile al, montgomery al, Nashville tn, Orlando FL, san antonio tx, Tampa fl
FDIC Announces Settlement With American Express Centurion Bank for Unfair and Deceptive Practices in Debt Collection and Credit Card Marketing The Federal Deposit Insurance Corporation (FDIC) and the Consumer Financial Protection Bureau (CFPB) have reached a settlement with American Express Centurion Bank (Bank), Salt Lake City, Utah, for deceptive debt collection and credit card marketing [...]