How Do I Reinstate My Mortgage?

How Do I Reinstate My Mortgage? When a homeowner gets behind on mortgage payments, then the homeowner may be at risk for foreclosure.  A mortgage may go into "default" once the homeowner misses 2 or 3 payments.  Missed payments and late fees can add up quickly and make it more difficult for the homeowner to [...]

WHAT HAPPENS IF THE CREDIT BUREAUS VERIFY CREDIT REPORT ERRORS?

WHAT HAPPENS IF THE CREDIT BUREAUS VERIFY CREDIT REPORT ERRORS? Have you made a dispute to a consumer reporting agency, such as Equifax, Experian or Trans Union?  Did the credit reporting agency verify false information?  The Fair Credit Reporting Act (FCRA) is a federal law that provides consumers in all 50 states with rights, including [...]

IDENTITY THIEVES CONVICTED FOR STEALING MORE THAN $10 MILLION

Identity thieves were convicted of stealing more than $10 million. A California court entered convictions for four men charged with identity theft.  Federal prosecutors alleged the men were part of an organized crime identity theft ring.  The U.S. Attorney’s Office prosecuted the case.  The identity theft ring targeted residents of Arizona, California, Nevada and Texas.  [...]

HOSPITAL EMPLOYEE ACCUSED OF ID THEFT

Hospital Employee Suspended After Being Charged With ID Theft A Greenville, SC woman was charged with identity theft and suspended from her job at a Greenville Hospital.  The thirty-two year old woman, Danell Adams, has been charged with two counts of financial identity fraud.  Law enforcement says Ms. Adams had access to patients’ personal identifying [...]

FLORIDA TAXPAYERS AT RISK FOR ID THEFT & TAX FRAUD

Florida Taxpayers At Risk for Identity Theft & Tax Fraud Florida, especially South Florida, taxpayers are at risk for identity theft and tax fraud.  South Florida leads the country in reported identity theft, according to a recent identity theft report.  Miami has the highest incidence of identity theft with five other Florida cities closely behind [...]

IDENTITY THEFT NEWS: WEEKLY UPDATE

Here are the identity theft stories making the headlines this week: Feds say 19 arrested in 9 states in ID theft ring CBS News (AP) LAS VEGAS - Nineteen people were arrested in Nevada and eight other states in a Las Vegas-based identity theft and trafficking ring that a federal prosecutor characterized as a sophisticated [...]

CALIFORNIA LAW PROTECTS CONSUMERS FROM IDENTITY THEFT

New California law protects you against ID theft abc7news.com "The law should require some identity theft protection and any other service that are necessary to try to retrieve the information or limit the amount of damage it can do," said Edelman. Evans-Longo agrees. One year after his information went missing .. Have you been a [...]

TAMPA FLORIDA RESIDENTS AT RISK FOR IDENTITY THEFT & TAX FRAUD

Are you a victim of tax fraud?  IRS warns of identity theft MyFox Tampa Bay TAMPA - The Internal Revenue Service has named Tampa one of nine high-risk cities in the country for identity theft and tax fraud. The area is part of a 23-state federal sweep targeting check-cashing operations and other businesses. We receive complaints [...]

IS THE PROPOSED NATIONAL DATA BREACH NOTIFICATION LAW GOOD ENOUGH?

President Obama recently proposed a national data breach notification law to lawmakers.  Is the proposed federal data breach notification law good enough for consumers?   The proposed law was sent to Congress on May 12 and if it is passed, the law would preempt existing state breach notification laws.   Currently, 46 states have breach notification laws, in addition to the [...]

2011 TOP TEN DATA BREACHES

The year is only half way over, but 2011 will be another big year for data record loss.  According to Fahmida Y. Rashid at eWeek, over 150 companies experienced a data breach in 2011.  Below is the Top 10 List for Data Breaches in 2011. 1.  Sony Playstation,  101 million records 2.  Epsilon, Alliance Data Systems, 60 million [...]