Posts Tagged ‘inaccurate’

A San Diego has been accused of “skimming” personal identifying information (PII) from bank customers’ ATM cards.  According to authorities, a skimmer was placed on a bank door and allowed an identity thief to take thousands of ATM users’ personal identifying numbers (PINs).  The alleged identity thief, Daniel Axinte, was charged with over 40 counts [...]

What is a skimmer?  Skimming devices are used by identity thieves to steal credit or debit card personal identifying information (PII).  Identity theft from skimmers is becoming a major problem for consumers.  Skimmers can be installed easily and quickly on ATM machines.  Handheld skimmers can also be used to record restaurant patrons’ credit or debit [...]

According to Stacy Graning at the Troy Messenger, Ramona Watson, the former executive director of the Child Advocacy Center was arrested this past week on two felony counts of identity theft.  Watson was being held in the Pike County Jail on $5,000 bond.  Watson resigned from the Advocacy Center on May 13. Court documents demonstrate [...]

Have you discovered an error on your credit card statement?  Common errors include duplicate charges for the same product or charges for a product you never received or returned to the merchant. How do you dispute these types of credit card billing errors? Under the Fair Credit Billing Act, consumers have the right to dispute [...]

Consumers receive breach notification letters (and e-mails) all the time, but do you know what you should do if you receive a breach notification? Chances are, if you live in one of the 46 states with a breach notification law, you have received a notice that your personal identifying information may have been lost or [...]

A Lexington, Kentucky Italian restaurant, Smashing Tomato, has announced that it has suffered a data breach.  The Smashing Tomato’s customers are complaining of unauthorized charges on their credit and debit cards as far away as Texas and Ohio.  The restaurant learned of the data breach after being contacted by the US Secret Service. The restaurant’s [...]

The Federal Trade Commission and the Federal Reserve Board have finalized changes to the proposed Risk Based Pricing Rule.  The Final Rule requires creditors to provide consumers with their credit score when the consumer’s credit score is used to determine credit terms. What is risk based pricing?  Risk based pricing is “the practice of setting [...]

Morgan Stanley Smith Barney’s customers are the latest victims of a data loss incident. Morgan Stanley lost 2 CDs containing 34,000 customers’ account information and Social Security numbers, according to Chris Maag at Credit.com.  The personal identifying information was allegedly password protected, but the data was not encrypted. Authorities notified Morgan Stanley Smith Barney about [...]

Troy Regional Medical Center is notifying hundreds of patients about a recent data breach.  According to Stacy Graning at the Troy Messenger, patients’ personal identifying information (names, date of birth, address and Social Security number) was stolen from Troy Regional Medical Center earlier this year. Authorities are investigating the data theft and believe the criminal [...]