TAXPAYER IDENTITY THEFT

At Tax Time, FTC Reminds Consumers: Watch Out for Identity Theft With the tax-filing season upon us, the Federal Trade Commission, the nation's consumer protection agency, reminds consumers to be aware of the threat of identity theft.  Your tax return contains sensitive personal information, and scammers can use your Social Security number to get a … Continue reading TAXPAYER IDENTITY THEFT

60 MINUTES EXPOSES CREDIT REPORTING AGENCIES MISTAKES

60 MINUTES EXPOSES CREDIT REPORTING AGENCIES' MISTAKES 60 Minutes exposed the credit reporting agencies' mistakes in its investigative report.  Reporter Steve Kroft interviewed one consumer who discovered credit report errors when she was denied credit at a department store.  She requested her credit report from the bureaus, but the credit reports she received looked okay.  What she later discovered … Continue reading 60 MINUTES EXPOSES CREDIT REPORTING AGENCIES MISTAKES

Much Needed Reforms for Credit Reporting Industry

New FTC Study Points to Much Needed Reforms for Credit Reporting Industry Advocates Call on Senate to Confirm CFPB Director to Remove Any Uncertainty over CFPB Authority over Credit Bureaus FOR IMMEDIATE RELEASE: February 11, 2013                                                                       (WASHINGTON, DC) Advocates from two national consumer groups on credit reporting lauded the findings of a Federal Trade Commission … Continue reading Much Needed Reforms for Credit Reporting Industry

ARE YOU RECEIVING DEBT COLLECTION CALLS ON YOUR CELL PHONE?

Our law firm represents consumers in claims for violations of the Telephone Consumer Protection Act (TCPA). The federal law has been around since 1991 and was written to protect consumers from incurring the expense and the aggravation associated with harassing phone calls from banks, debt collectors, telemarketers and other big institutions. While most consumers know about the "Do … Continue reading ARE YOU RECEIVING DEBT COLLECTION CALLS ON YOUR CELL PHONE?

CRIMINAL BACKGROUND REPORT COMPANY SETTLES CLAIMS WITH FTC FOR VIOLATIONS OF THE FAIR CREDIT REPORTING ACT (FCRA)

Marketers of Criminal Background Screening Reports To Settle FTC Charges They Violated Fair Credit Reporting Act Pitched Mobile Apps Offering Job Applicant Screening Tools FOR IMMEDIATE RELEASE: An enterprise that compiled and sold criminal record reports has agreed to settle Federal Trade Commission charges that it operated as a consumer reporting agency without taking consumer … Continue reading CRIMINAL BACKGROUND REPORT COMPANY SETTLES CLAIMS WITH FTC FOR VIOLATIONS OF THE FAIR CREDIT REPORTING ACT (FCRA)

AMERICAN EXPRESS SETTLES $85 MILLION DEBT COLLECTION & MARKETING SCAM CLAIM

FDIC Announces Settlement With American Express Centurion Bank for Unfair and Deceptive Practices in Debt Collection and Credit Card Marketing The Federal Deposit Insurance Corporation (FDIC) and the Consumer Financial Protection Bureau (CFPB) have reached a settlement with American Express Centurion Bank (Bank), Salt Lake City, Utah, for deceptive debt collection and credit card marketing … Continue reading AMERICAN EXPRESS SETTLES $85 MILLION DEBT COLLECTION & MARKETING SCAM CLAIM

CAPITAL ONE LAYS OFF COLLECTION CALL CENTER EMPLOYEES

Capital One announced it will cut over 200 jobs at its Tigard, Oregon call center.  The layoff will affect collection employees.  This is the second time in 2012 that Capital One has announced job cuts at the call center.  Capital One's employees were told they could interview for job openings with the fraud department, according to a … Continue reading CAPITAL ONE LAYS OFF COLLECTION CALL CENTER EMPLOYEES

ID THEFT NEWS – WEEKLY UPDATE

We represent victims of identity theft across the country. Identity theft is an epidemic, especially in the South. Few identity thieves are arrested and convicted. What can consumers do to protect their credit reports and their reputation? Federal law provides identity theft victims with rights under the Fair Credit Reporting Act (FCRA). Under federal law, identity … Continue reading ID THEFT NEWS – WEEKLY UPDATE