Do I have the right to order a free credit report?

Do I have the right to order a free credit report? The federal Fair Credit Reporting Act promotes the accuracy of credit reports and the privacy of personal information.  Under federal law, consumers have the right to get a free credit report once every 12 months.   This is called a free annual credit report.  Consumers are also entitled to free … Continue reading Do I have the right to order a free credit report?

What is the best way to order free credit reports?

Under the Fair Credit Reporting Act (FCRA) consumers are entitled to one free credit report annually from Equifax, Experian, and Trans Union.  The right to a free credit report gives consumers the ability to review and make sure that the information in their credit reports is accurate and complete. Reviewing your credit reports is important to … Continue reading What is the best way to order free credit reports?

EQUIFAX LOSES MOTION FOR SUMMARY JUDGMENT

Equifax was sued for violations of the Fair Credit Reporting Act (FCRA). Equifax moved to dismiss the plaintiff's claims on summary judgment and lost.

HOW TO ORDER YOUR FREE CREDIT REPORTS FROM EQUIFAX, EXPERIAN AND TRANS UNION

Do you know how to order your free credit reports from Equifax, Experian and Trans Union? We help our clients learn how to order free credit reports and to dispute credit report errors.

FCRA CASE LAW UPDATE – NO THIRD PARTY DISCLOSURE REQUIRED UNDER 1681e(b) IN 9TH CIRCUIT – Equifax’s Motion for Partial Judgment Denied

Equifax’s Motion for Partial Judgment on the Pleadings Denied In Brooks v. Equifax, the court denied Equifax’s Motion for Partial Judgment on the Pleadings.  In her complaint, plaintiff alleged she settled an account with Wells Fargo, but Equifax did not update her credit report to show that no balance was owed on the account.  About … Continue reading FCRA CASE LAW UPDATE – NO THIRD PARTY DISCLOSURE REQUIRED UNDER 1681e(b) IN 9TH CIRCUIT – Equifax’s Motion for Partial Judgment Denied

HOW TO DISPUTE CREDIT REPORT ERRORS

Got Credit Report Errors? Do you know how to dispute credit report errors?

FCRA WILLFULNESS STANDARD FAVORS CONSUMERS

The FCRA's willfulness standard favors consumers, especially when defendants have information that corroborates the consumer's dispute.

Attorney Micah Adkins Rated by Super Lawyers as a 2017 Mid South Rising Star

Every year Super Lawyers selects attorneys from all firm sizes and over 70 practice areas throughout the United States.  Super Lawyers recognizes lawyers for performance based on peer recognition. Through the selection process, while no more than five percent of the lawyers in the state are named to Super Lawyers, only 2.5 percent of the … Continue reading Attorney Micah Adkins Rated by Super Lawyers as a 2017 Mid South Rising Star

HOW TO ORDER YOUR CREDIT REPORTS FOR FREE

Consumers often contact the Adkins Firm and ask how to get their free credit reports.  The Fair Credit Reporting Act (FCRA) is a federal law that gives consumers the right to a free credit report under several circumstances.  One of the most important and basic rights for consumers under the FCRA is the right to … Continue reading HOW TO ORDER YOUR CREDIT REPORTS FOR FREE

PUBLIC RECORD ERRORS AND CREDIT REPORTS

PUBLIC RECORD ERRORS AND CREDIT REPORTS Consumers often contact The Adkins Firm because they have public record errors on their credit reports.  Public records may include judgments and liens, such as tax liens.  After a judgment or a lien is filed with the court, consumer reporting agencies include the public record information on the consumer’s credit … Continue reading PUBLIC RECORD ERRORS AND CREDIT REPORTS