FCRA CLASS ACTION DISMISSED BECAUSE OF LACK OF STANDING UNDER SPOKEO

BACKGROUND REPORTS & EMPLOYMENT  FCRA CLASS ACTION DISMISSED BECAUSE OF LACK OF STANDING UNDER SPOKEO FACTS A District of Idaho court recently dismissed a FCRA putative background report class action because the plaintiff lacked standing to bring a claim under Spokeo. In Mitchell v. Winco Food, LLC, the plaintiff ("Mitchell") filed a class action lawsuit [...]

Court Denies RentGrow’s Motion to Dismiss Under Spokeo

In a recent decision, a district court denied a user's motion to dismiss citing Spokeo under the Fair Credit Reporting Act ("FCRA"). Green, III v. Rentgrow, Inc. and Trans Union, LLC, Case No.: 2:16-cv-421 (E.D. Va, Nov. 10, 2016). Facts:  Walter Green, III, received a credit monitoring alert that RentGrow obtained a copy of his [...]

ADKINS FIRM OPENS SHOP IN HOUSTON, TEXAS

It's official!  The Adkins Firm has opened its Houston, Texas office.  The office is located in Houston's uptown district in the Williams Tower.  The office is easily recognized across the skyline as it is the 4th tallest building in Texas.  The Adkins Firm is located at 2800 Post Oak Blvd., Suite 4100, Houston, Texas 77056, [...]

DEBT COLLECTORS GET EMPLOYMENT INFO FROM EQUIFAX

Consumer's income and wage information is personal information, but according to NBC News, that isn't keeping Equifax from sharing personal financial information without your knowledge.  Equifax is one of the three nationwide consumer reporting agencies - Experian and Trans Union are the other two - has obtained employment information for more than 1/3 of working adults in the US.  The [...]

FAULTY BACKGROUND REPORTS KEEP CONSUMERS FROM GETTING HIRED

Incorrect Criminal Convictions Keep Consumers From Getting Hired Employers must comply with the Fair Credit Reporting Act (FCRA) when it comes to background checks.  For example, an employer must get your permission before it requests your credit report.  Also, employers must give notice prior to taking adverse action to applicants and existing employees.  Adverse actions include [...]

FAIR CREDIT REPORTING ACT REQUIRES LANDLORDS TO SEND APPLICANTS ADVERSE ACTION DISCLOSURES

 FAIR CREDIT REPORTING ACT REQUIRES LANDLORDS TO SEND APPLICANTS ADVERSE ACTION DISCLOSURES We represent consumers with credit report errors and background report disputes under the Fair Credit Reporting Act.  The Fair Credit Reporting Act (FCRA) requires landlords who take adverse action (i.e., turn down a rental applicant) against a consumer that is “based in whole [...]