Do you know how to order your free credit reports from Equifax, Experian and Trans Union? We help our clients learn how to order free credit reports and to dispute credit report errors.
Got Credit Report Errors? Do you know how to dispute credit report errors?
The FCRA's willfulness standard favors consumers, especially when defendants have information that corroborates the consumer's dispute.
Consumers often contact the Adkins Firm and ask how to get their free credit reports. The Fair Credit Reporting Act (FCRA) is a federal law that gives consumers the right to a free credit report under several circumstances. One of the most important and basic rights for consumers under the FCRA is the right to … Continue reading HOW TO ORDER YOUR CREDIT REPORTS FOR FREE
PUBLIC RECORD ERRORS AND CREDIT REPORTS Consumers often contact The Adkins Firm because they have public record errors on their credit reports. Public records may include judgments and liens, such as tax liens. After a judgment or a lien is filed with the court, consumer reporting agencies include the public record information on the consumer’s credit … Continue reading PUBLIC RECORD ERRORS AND CREDIT REPORTS
Credit report errors can cause credit denials. According to the Federal Trade Commission, one out of five consumers have credit report errors. Credit report errors are often the result of mixed credit files. A mixed credit report is a credit report that contains information about more than one consumer. Mixed files are common amongst … Continue reading CREDIT REPORT ERRORS CAN CAUSE CREDIT DENIALS
CHS Data Breach Puts Patients At Risk for ID Theft in Georgia, New Jersey, South Carolina and Tennessee Community Health Systems (CHS) was the target of at least two cyber attacks originating from China in April and June of 2014. The Tennessee-based healthcare organization, which owns, operates, and leases almost 200 hospitals across 29 different states1, confirmed that confidential, … Continue reading COMMUNITY HEALTH SYSTEMS (CHS) DATA BREACH EXPOSES MILLIONS OF PATIENTS’ PERSONAL IDENTIFYING INFORMATION (PII)