Posts Tagged ‘FCRA’

12 million consumers a year become victims of identity theft.  The harmful effects of identity theft are life changing and last a lifetime.  Victims may not know their identity has been stolen until they receive calls from debt collectors, get denied credit or employment, or find credit report errors.     What can consumers do to protect [...]

Over 12 million consumers a year become victims of identity theft.  Identity theft victims may not know they are a victim until they receive collection calls or see discover credit report errors.  debt collection calls or letters.  What can you do to protect you identity and credit reputation?  Federal law provides identity theft victims with [...]

Over 10 million consumers a year become victims of identity theft. Victims often do not discover the identity theft until they are denied credit, have to pay higher interest rates or receive collection calls.   Identity theft victims may also discover identity theft when they get turned down for a job because of fraudulent information in a background report.  What can consumers [...]

At Tax Time, FTC Reminds Consumers: Watch Out for Identity Theft With the tax-filing season upon us, the Federal Trade Commission, the nation’s consumer protection agency, reminds consumers to be aware of the threat of identity theft.  Your tax return contains sensitive personal information, and scammers can use your Social Security number to get a [...]

The Fair Credit Reporting Act (FCRA) is generally known for protecting consumers from credit report errors, but did you know the FCRA protects employees too?  The FCRA is often implicated in the employment context when an employer, or potential employer, performs a background check when making its decision to hire, retain or promote the employee. [...]

Marketers of Criminal Background Screening Reports To Settle FTC Charges They Violated Fair Credit Reporting Act Pitched Mobile Apps Offering Job Applicant Screening Tools FOR IMMEDIATE RELEASE: An enterprise that compiled and sold criminal record reports has agreed to settle Federal Trade Commission charges that it operated as a consumer reporting agency without taking consumer [...]

Over 10 million consumers a year become victims of identity theft. Fraud victims are denied credit. If fraud victims are approved for credit, then they have to pay higher interest rates! Identity theft victims also get turned down for jobs because of arrests, convictions or other public records in a background report. What can consumers [...]

Tis the season for identity theft! While you are shopping during this holiday season for friends and loved ones, identity thieves are looking for the opportunity to steal your personal information.  Here are some great tips on how to prevent being a victim of identity theft. Keep documents secure in your home. Holiday parties are [...]

Over 10 million consumers a year become victims of identity theft. Fraud victims are denied credit.  If fraud victims are approved for credit, then they have to pay higher interest rates!   Identity theft victims also get turned down for jobs because of arrests, convictions or other public records in a background report.  What can consumers [...]

Yahoo email users are at risk for identity theft.  Yahoo’s Developers Network website allows hackers to read emails, contacts, and other private data from Yahoo. Sergiu Dragos Bogdan, a Romanian web application bug hunter, exposed the security flaw at a conference last Sunday.  Bogdan explained how Yahoo Query Language (YQL) can be abused by attackers to execute commands on behalf of authenticated Yahoo users who visit malicious [...]