Posts Tagged ‘fcra lawyer’

Fair Credit Reporting Act Lawyers Help Identity Theft Victims Over 12 million people an identity theft victim every year.  The harmful effects of identity theft are life changing and last a lifetime.  Victims may not even know their identity has been stolen until they receive debt collection calls for debts they do not owe.  Others [...]

Fair Credit Reporting Act Lawyers Help Identity Theft Victims Over 12 million people an identity theft victim every year.  The harmful effects of identity theft are life changing and last a lifetime.  Victims may not even know their identity has been stolen until they receive debt collection calls for debts they do not owe.  Others [...]

Identity Theft & the Fair Credit Reporting Act 12 million consumers a year become victims of identity theft.  The harmful effects of identity theft are life changing and last a lifetime.  Victims may not know their identity has been stolen until they receive calls from debt collectors, get denied credit or employment, or find credit [...]

Micah Adkins has been named as one of the top consumer lawyers for the second year in a row. Birmingham Magazine surveyed more than 4,000 members of the Birmingham Bar Association for nominations for Birmingham’s top lawyers.  This is the fourth year for the peer review study and included 34 practice areas.  More than 1,700 attorneys voted in [...]

Is Bank of America’s identity theft protection plan a scam?  A federal investigation is underway to determine if Bank of America gave customers what they paid for when they purchased identity theft protection but did not receive the services from Bank of America’s vendors.  The federal government wants to know if the identity theft protection [...]

Over 12 million consumers a year become victims of identity theft. Consumers often learn they are a fraud victim after receiving a credit denial or call from a debt collector for a debt they do not owe.  Here’s a story about a man who learned he was an identity theft victim when a repo man [...]

Consumer’s income and wage information is personal information, but according to NBC News, that isn’t keeping Equifax from sharing personal financial information without your knowledge.  Equifax is one of the three nationwide consumer reporting agencies – Experian and Trans Union are the other two – has obtained employment information for more than 1/3 of working adults in the US.  The [...]

Our law firm represents victims of identity theft across the country.  Identity theft is an epidemic, especially in the South.  Few identity thieves are arrested and convicted.  What can consumers do do protect their credit reports? Federal law provides identity theft victims with rights under the Fair Credit Reporting Act (FCRA). Under federal law, identity theft victims [...]

Check your credit report first if you are considering buying a home. Why should you check your credit report?  Your credit score can determine your interest rate.  The interest rate determines what you pay over the life of the loan for your home.  For example, a 30 year fixed mortgage for $250,000 with 10% down [...]

According to a credit report study, 4 out of 5 credit reports have errors.  The National Association of State Public Interest Research Group’s research included several credit report studies and found: 54% percent of the credit reports sampled contained personal information that was misspelled, outdated or belonged to a stranger. One report, for example, listed [...]