SHOULD I HIRE A LAWYER TO HELP ME WITH CREDIT REPORT ERRORS OR BACKGROUND REPORT ERRORS?

When should you hire a lawyer to help you with credit report errors? Clients often contact The Adkins Firm because they have errors on a credit reports or background reports.  When should a consumer consider contacting a lawyer to help with credit or background errors?  Short answer - anytime. Consumers may not have the knowledge … Continue reading SHOULD I HIRE A LAWYER TO HELP ME WITH CREDIT REPORT ERRORS OR BACKGROUND REPORT ERRORS?

SHOULD I ORDER MY FREE CREDITS REPORT ONLINE?

Should consumers order their free credit reports online? Consumers are entitled to one free credit report a year.  The Fair Credit Reporting Act gives consumers the right to request their free credit reports once every 12 months online, by mail or telephone from Equifax, Experian and Trans Union.  Consumers are also entitled to free credit … Continue reading SHOULD I ORDER MY FREE CREDITS REPORT ONLINE?

What can you do to protect your email from identity thieves?

Email hacks can lead to identity theft.  Recently, Susan Antrach was charged with allegedly hacking celebrity Selena Gomez's email account.  Prosecutors also allege that Antrach hacked an email account of one of Selena Gomez's unnamed associate.  Wonder who that could be? Antrach was charged with 11 different felonies related to the 2015 and 2016 email … Continue reading What can you do to protect your email from identity thieves?

EQUIFAX LOSES MOTION FOR SUMMARY JUDGMENT

Equifax was sued for violations of the Fair Credit Reporting Act (FCRA). Equifax moved to dismiss the plaintiff's claims on summary judgment and lost.

HOW TO ORDER YOUR FREE CREDIT REPORTS FROM EQUIFAX, EXPERIAN AND TRANS UNION

Do you know how to order your free credit reports from Equifax, Experian and Trans Union? We help our clients learn how to order free credit reports and to dispute credit report errors.

CONSUMERS REPORT ISSUES WITH EQUIFAX CREDIT LOCK APP

ID Theft Attorney Tips for Identity Theft Victims. Credit Lock vs. Credit Freeze.

FCRA CASE LAW UPDATE – NO THIRD PARTY DISCLOSURE REQUIRED UNDER 1681e(b) IN 9TH CIRCUIT – Equifax’s Motion for Partial Judgment Denied

Equifax’s Motion for Partial Judgment on the Pleadings Denied In Brooks v. Equifax, the court denied Equifax’s Motion for Partial Judgment on the Pleadings.  In her complaint, plaintiff alleged she settled an account with Wells Fargo, but Equifax did not update her credit report to show that no balance was owed on the account.  About … Continue reading FCRA CASE LAW UPDATE – NO THIRD PARTY DISCLOSURE REQUIRED UNDER 1681e(b) IN 9TH CIRCUIT – Equifax’s Motion for Partial Judgment Denied

HOW TO DISPUTE CREDIT REPORT ERRORS

Got Credit Report Errors? Do you know how to dispute credit report errors?

NEW LENDING GUIDELINES FOR CONSUMERS WHO HAVE A CREDIT FREEZE

Nashville ID Theft Attorney helps identity theft victims. Consumers may get approved for mortgage even with credit freeze.

FCRA WILLFULNESS STANDARD FAVORS CONSUMERS

The FCRA's willfulness standard favors consumers, especially when defendants have information that corroborates the consumer's dispute.