COURT DENIES WELLS FARGO’S MOTION TO DISMISS FCRA CLAIMS A court in the Middle District of Florida recently denied Wells Fargo’s motion to dismiss claims made by a consumer under the Fair Credit Reporting Act (FCRA). Background On June 5, 2018, Plaintiff filed suit against Wells Fargo and alleged Wells Fargo violated the Fair Credit … Continue reading COURT DENIES WELLS FARGO’S MOTION TO DISMISS FCRA CLAIMS
Equifax was sued for violations of the Fair Credit Reporting Act (FCRA). Equifax moved to dismiss the plaintiff's claims on summary judgment and lost.
Equifax’s Motion for Partial Judgment on the Pleadings Denied In Brooks v. Equifax, the court denied Equifax’s Motion for Partial Judgment on the Pleadings. In her complaint, plaintiff alleged she settled an account with Wells Fargo, but Equifax did not update her credit report to show that no balance was owed on the account. About … Continue reading FCRA CASE LAW UPDATE – NO THIRD PARTY DISCLOSURE REQUIRED UNDER 1681e(b) IN 9TH CIRCUIT – Equifax’s Motion for Partial Judgment Denied
Do you have errors on a credit report or background report? We help consumers with false information on credit reports and background reports. Call 800-263-9091 24/7 for free case review.
Kingery v. Quicken Loans (S.D. West Virginia, Charleston Division) Date of Opinion: June 04, 2014 Facts: Plaintiff sent a loan inquiry in April 2010 to MortgageLoans.com who identified Quicken Loans, among others, as a potential lender. Quicken uses a software for their inquiry process, Loan Origination and Lead Allocation “LOLA”, to track, deliver and find … Continue reading COURT GRANTS SUMMARY JUDGMENT UNDER FCRA FOR QUICKEN
Do you have credit report errors? We represent consumers with credit report problems. Credit report errors can be a result of identity theft. Credit report errors can also be a result of a consumer reporting agency's failure to assure the maximum accuracy of consumers' credit reports. The most common consumer complaints we hear include: (1) Identity theft - inaccurate … Continue reading HOW DO I DISPUTE CREDIT REPORT ERRORS?
Fair Credit Reporting Act Lawyers Help Identity Theft Victims Over 12 million people an identity theft victim every year. Identity theft changes lives forever! Victims may not even know their identity has been stolen until they receive phone calls from debt collectors for debts they do not owe. Others may discover they are an identity … Continue reading ID THEFT NEWS: WEEKLY UPDATE
How much money does the Equifax chief executive officer make a year? According to Forbes, Equifax's Chairman and Chief Executive, Richard Smith, made over $11 million in 2011. Equifax compensated Smith as follows in 2011: $1,450,000 Salary $2,940,530 Stock Awards $1,891,062 Option awards $2,310,627 Non-equity incentive plan $2,323,000 Change in pension value & nonqualified deferred … Continue reading HOW MUCH MONEY DOES EQUIFAX’S CEO MAKE?
Consumers have identity theft rights under the Fair Credit Reporting Act. Under the Fair Credit Reporting Act, consumers have the right to request their free credit report if they have reason to believe they are a victim of fraud or identity theft. The right to a free report due to identity theft is in addition … Continue reading IDENTITY THEFT RIGHTS & THE FAIR CREDIT REPORTING ACT
A South Carolina man, Mike St. Peter, has fought Equifax for years to correct his credit report. The problem started when Mr. St. Peter discovered a mortgage balance on his Equifax report that never changed – despite making his mortgage payments. He signed up for a credit monitoring program and saw his mortgage balance staying … Continue reading SOUTH CAROLINA MAN SPENDS 2 YEARS TRYING TO CORRECT EQUIFAX CREDIT REPORT