12 million consumers a year become victims of identity theft. The harmful effects of identity theft are life changing and last a lifetime. Victims may not know their identity has been stolen until they receive calls from debt collectors, get denied credit or employment, or find credit report errors. What can consumers do to protect [...]
Posts Tagged ‘fair credit reporting act’
ID THEFT NEWS: WEEKLY UPDATE
Posted: April 21, 2013 by administrator in FCRATags: chattanooga tn id theft lawyer, CONSUMER LAW, fair credit reporting act, FCRA LAW, houston tx id theft lawyer, ID Theft Law, id theft lawer dallas, ID Theft Lawyer, id theft lawyer orlando, plano tx id theft lawyer
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ID THEFT NEWS – WEEKLY UPDATE
Posted: April 3, 2013 by administrator in FCRATags: birmingham al id theft, CREDIT REPORT ERRORS, dispute credit report, fair credit reporting act, FCRA, florida id theft, ID Theft Lawyer, id theft monitoring scam, montgomery al id theft, oklahoma id theft lawyer, SOUTH CAROLINA ID THEFT, tax fraud law, tn id theft, tx id theft
Over 12 million consumers a year become victims of identity theft. Identity theft victims may not know they are a victim until they receive collection calls or see discover credit report errors. debt collection calls or letters. What can you do to protect you identity and credit reputation? Federal law provides identity theft victims with [...]
ID THEFT NEWS – WEEKLY UPDATE
Posted: March 23, 2013 by administrator in FCRATags: ATLANTA IDENTITY THEFT LAWYER, CONSUMER LAW, CREDIT REPORT DISPUTE, CREDIT REPORT ERROR, El Paso Identity Theft Lawyer, fair credit reporting act, FCRA LAW, Houston Identity Theft Lawyer, identity theft lawyer, Mobile Identity Theft Lawyer, NASHVILLE IDENTITY THEFT LAWYER, ORLANDO IDENTITY THEFT LAWYER, Pensacola identity theft lawyer, Shreveport ID Theft Law, South Florida Identity Theft Lawyer, Tallahassee Identity Theft Lawyer, Tampa ID Theft Lawyer
Over 12 million consumers a year become victims of identity theft. Identity theft victims may not know their identity has been stolen until they receive calls from debt collectors or see accounts on their credit report that do not belong to them. What can consumers do to protect their identities and credit reputation? Federal law [...]
BANK OF AMERICA ID THEFT PROTECTION A SCAM?
Posted: March 4, 2013 by administrator in FCRATags: ALABAMA FCRA LAWYER, Atlanta FCRA lawyer, Bank of America identity theft protection, BOA investigation, credit monitoring scam, CREDIT REPORT DISPUTES, CREDIT REPORT ERROR, dalls FCRA lawyer, fair credit reporting act, fcra lawyer, id theft protection, Memphis FCRA lawyer, Nashville FCRA lawyer, Orlando FCRA lawyer
Is Bank of America’s identity theft protection plan a scam? A federal investigation is underway to determine if Bank of America gave customers what they paid for when they purchased identity theft protection but did not receive the services from Bank of America’s vendors. The federal government wants to know if the identity theft protection [...]
ID THEFT STORIES IN THE NEWS
Posted: February 23, 2013 by administrator in FCRATags: backgroudn report dispute, CONSUMER LAW, credit denial, CREDIT REPORT ERROR, Data breach notification, dispute credit report, fair credit reporting act, fcra lawyer alabama, fcra lawyer dallas, fcra lawyer houston, fcra lawyer orlando, fcra lawyer tennessee, fraud alert, ID Theft Law, Tax fraud
Over 10 million consumers a year become victims of identity theft. Fraud victims are denied credit, employment and housing due to credit report errors. . If fraud victims are approved for credit, then they have to pay higher interest rates! Identity theft victims also get turned down for jobs because of arrests, convictions or other [...]
DEBT COLLECTORS GET EMPLOYMENT INFO FROM EQUIFAX
Posted: February 20, 2013 by administrator in FCRATags: atlanta ga, BACKGROUND REPORT, Birmingham al, CONSUMER LAW, Dallas tx, employment screening, EQUIFAX, fair credit reporting act, fcra lawyer, huntsville al, jacksonville fl, memphis tn, mobile al, montgomery al, Nashville tn, National Cosnumer Law Center, Orlando FL, Tampa fl, the work number
Consumer’s income and wage information is personal information, but according to NBC News, that isn’t keeping Equifax from sharing personal financial information without your knowledge. Equifax is one of the three nationwide consumer reporting agencies – Experian and Trans Union are the other two – has obtained employment information for more than 1/3 of working adults in the US. The [...]
60 MINUTES EXPOSES CREDIT REPORTING AGENCIES MISTAKES
Posted: February 14, 2013 by administrator in FCRATags: atlanta ga, brimingham al, CONSUMER LAWYER, credit bureau, CREDIT REPORT, CREDIT REPORT DISPUTE, CREDIT REPORT ERROR, Dallas tx, fair credit reporting act, fcra cause of action, FCRA LAW, free credit report, houston tx, huntsville al, jacksonville fl, mixed credit file, mobile al, Nashville tn, Orlando FL, Tampa fl
60 MINUTES EXPOSES CREDIT REPORTING AGENCIES’ MISTAKES 60 Minutes exposed the credit reporting agencies’ mistakes in its investigative report. Reporter Steve Kroft interviewed one consumer who discovered credit report errors when she was denied credit at a department store. She requested her credit report from the bureaus, but the credit reports she received looked okay. What she later discovered [...]
Much Needed Reforms for Credit Reporting Industry
Posted: February 11, 2013 by administrator in FCRATags: Birmingham al, CONSUMER LAW, CREDIT REPORT DISPUTE, CREDIT REPORT ERROR, CREDIT REPORT LAWYER, Dallas tx, fair credit reporting act, FCRA LAW, FTC Study, houston tx, huntsville al, jacksonville fl, memphis tn, mobile al, montgomery al, NACA, Nashville tn, Orlando FL, Tampa fl
New FTC Study Points to Much Needed Reforms for Credit Reporting Industry Advocates Call on Senate to Confirm CFPB Director to Remove Any Uncertainty over CFPB Authority over Credit Bureaus FOR IMMEDIATE RELEASE: February 11, 2013 (WASHINGTON, DC) Advocates from two national consumer groups on credit reporting lauded the findings of a Federal Trade Commission [...]
FCRA PROTECTS EMPLOYEES
Posted: January 28, 2013 by administrator in FCRATags: atlanta ga, BACKGROUND REPORT, background report dispute, BACKGROUND REPORT ERROR, brimingham al, CONSUMER LAW, Dallas tx, employment law, fair credit reporting act, FCRA, houston tx, JACKSON MS, jacksonville fl, memphis tn, Nashville tn, Orlando FL, PREADVERSE ACTION NOTICE, sUMMARY OF rIGHTS, Tampa fl
The Fair Credit Reporting Act (FCRA) is generally known for protecting consumers from credit report errors, but did you know the FCRA protects employees too? The FCRA is often implicated in the employment context when an employer, or potential employer, performs a background check when making its decision to hire, retain or promote the employee. [...]