Posts Tagged ‘fair credit reporting act lawyer’

Fair Credit Reporting Act Lawyers Help Identity Theft Victims Over 12 million people an identity theft victim every year.  The harmful effects of identity theft are life changing and last a lifetime.  Victims may not even know their identity has been stolen until they receive debt collection calls for debts they do not owe.  Others [...]

Fair Credit Reporting Act lawyers help identity theft victims.  Over 12 million people an identity theft victim every year.  The harmful effects of identity theft are life changing and last a lifetime.  Victims may not even know their identity has been stolen until they receive debt collection calls for debts they do not owe.  Others [...]

12 million consumers a year become victims of identity theft.  The harmful effects of identity theft are life changing and last a lifetime.  Victims may not know their identity has been stolen until they receive calls from debt collectors, get denied credit or employment, or find credit report errors.     What can consumers do to protect [...]

Over 12 million consumers a year become victims of identity theft. Click HERE to download the FTC’s 2012 report on top consumer complaints.  Consumers often learn they are a fraud victim after receiving a credit denial or call from a debt collector for a debt they do not owe.  Identity theft victims also get turned [...]

Current and former employees of Regions Bank are being mailed data loss notification letters concerning a recent data loss.  According to the data loss notification letters from Regions Bank and Ernst & Young, a jump drive containing Regions’ 401K participants’ personal identifying information was lost in the mail.  The jump drive was purportedly encrypted, but [...]

The Federal Trade Commission warned marketers of six mobile applications that provide background screening apps that they may be violating the Fair Credit Reporting Act. The FTC warned the apps marketers that, if they have reason to believe the background reports they provide are being used for employment screening, housing, credit, or other similar purposes, [...]

FTC Sends Letter to Marketers of Six Apps for Background Screening The Federal Trade Commission warned marketers of six mobile applications that provide background screening apps that they may be violating the Fair Credit Reporting Act. The FTC warned the apps marketers that, if they have reason to believe the background reports they provide are [...]

Are you looking for a job?  When is the last time you requested your free credit report?  Why you ask?  More employers are looking at applicants’ credit reports when making hiring decisions.  Recently, the number of delinquencies being reported to Equifax, Experian and Trans Union has increased.  No doubt, the number of derogatory accounts (i.e., [...]

It is well settled in the Eleventh Circuit that consumers do not have a private cause of action under 15 U.S.C. 1681s-2(a).  Chipka v. Bank of America, 355 Fed. Appx. 380 (11th Cir. 2009); Green v. RBS Nat’l Bank, 288 Fed. Appx. 641 (11th Cir. 2009); Antoine v. State Farm Mut. Auto. Ins. Co., 662 [...]

Consumers often contact us for a sample credit report dispute letter to dispute inaccurate information contained on their Experian, Equifax or Trans Union credit reports.  Did you know incorrect items can decrease your credit score and your ability to obtain (or keep) credit, insurance or a job? If you need a free sample credit report dispute letter, [...]