FAIR CREDIT REPORTING ACT REQUIRES LANDLORDS TO SEND APPLICANTS ADVERSE ACTION DISCLOSURES We represent consumers with credit report errors and background report disputes under the Fair Credit Reporting Act. The Fair Credit Reporting Act (FCRA) requires landlords who take adverse action (i.e., turn down a rental applicant) against a consumer that is “based in whole … Continue reading FAIR CREDIT REPORTING ACT REQUIRES LANDLORDS TO SEND APPLICANTS ADVERSE ACTION DISCLOSURES
Are you looking for a job? When is the last time you requested your free credit report? Why you ask? More employers are looking at applicants’ credit reports when making hiring decisions. Recently, the number of delinquencies being reported to Equifax, Experian and Trans Union has increased. No doubt, the number of derogatory accounts (i.e., … Continue reading LOOKING FOR A JOB? BETTER LOOK AT YOUR CREDIT REPORT FIRST!