Consumer’s income and wage information is personal information, but according to NBC News, that isn’t keeping Equifax from sharing personal financial information without your knowledge. Equifax is one of the three nationwide consumer reporting agencies – Experian and Trans Union are the other two – has obtained employment information for more than 1/3 of working adults in the US. The [...]
Posts Tagged ‘Dallas tx’
DEBT COLLECTORS GET EMPLOYMENT INFO FROM EQUIFAX
Posted: February 20, 2013 by administrator in FCRATags: atlanta ga, BACKGROUND REPORT, Birmingham al, CONSUMER LAW, Dallas tx, employment screening, EQUIFAX, fair credit reporting act, fcra lawyer, huntsville al, jacksonville fl, memphis tn, mobile al, montgomery al, Nashville tn, National Cosnumer Law Center, Orlando FL, Tampa fl, the work number
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ID THEFT STORIES IN THE NEWS
Posted: February 15, 2013 by administrator in FCRATags: atlanta ga, Birmingham al, CONSUMER LAW, CREDIT REPORT DISPUTE, CREDIT REPORT DISPUTE LETTER, CREDIT REPORT ERRORS, Dallas tx, fair credit reporting act law, FCRA, florence sc, gulfport ms, id fraud, IDENTITY THEFT, macon ga, mobile al, Nashville tn, robocalls, SAMPLE DISPUTE LETTER, Tampa fl, Tax fraud, Tulsa OK
Over 10 million consumers a year become victims of identity theft. Victims often do not discover the identity theft until they are denied credit, have to pay higher interest rates or receive collection calls. Identity theft victims may also discover identity theft when they get turned down for a job because of fraudulent information in a background report. What can consumers [...]
60 MINUTES EXPOSES CREDIT REPORTING AGENCIES MISTAKES
Posted: February 14, 2013 by administrator in FCRATags: atlanta ga, brimingham al, CONSUMER LAWYER, credit bureau, CREDIT REPORT, CREDIT REPORT DISPUTE, CREDIT REPORT ERROR, Dallas tx, fair credit reporting act, fcra cause of action, FCRA LAW, free credit report, houston tx, huntsville al, jacksonville fl, mixed credit file, mobile al, Nashville tn, Orlando FL, Tampa fl
60 MINUTES EXPOSES CREDIT REPORTING AGENCIES’ MISTAKES 60 Minutes exposed the credit reporting agencies’ mistakes in its investigative report. Reporter Steve Kroft interviewed one consumer who discovered credit report errors when she was denied credit at a department store. She requested her credit report from the bureaus, but the credit reports she received looked okay. What she later discovered [...]
Much Needed Reforms for Credit Reporting Industry
Posted: February 11, 2013 by administrator in FCRATags: Birmingham al, CONSUMER LAW, CREDIT REPORT DISPUTE, CREDIT REPORT ERROR, CREDIT REPORT LAWYER, Dallas tx, fair credit reporting act, FCRA LAW, FTC Study, houston tx, huntsville al, jacksonville fl, memphis tn, mobile al, montgomery al, NACA, Nashville tn, Orlando FL, Tampa fl
New FTC Study Points to Much Needed Reforms for Credit Reporting Industry Advocates Call on Senate to Confirm CFPB Director to Remove Any Uncertainty over CFPB Authority over Credit Bureaus FOR IMMEDIATE RELEASE: February 11, 2013 (WASHINGTON, DC) Advocates from two national consumer groups on credit reporting lauded the findings of a Federal Trade Commission [...]
2012 DATA BREACH REPORT
Posted: February 5, 2013 by administrator in FCRATags: atlanta ga, austin tx, Birmingham al, CONSUMER LAWYER, cyber attack stats, Dallas tx, data breach stats, data security law, houston tx, jacksonville fl, montgomery al, Nashville tn, Orlando FL, Tampa fl, Verizon Data Security Report 2012
2012 Data Breach Investigations Report covering the year 2011 gives a very thorough statistical analysis of global data security. In 2011, the report identifies 855 data breaches, which involved the compromise of more than 174 million records! How are the targets and who are the cyber attackers? Keep reading . . . Original Source: [...]
ARE YOU RECEIVING DEBT COLLECTION CALLS ON YOUR CELL PHONE?
Posted: January 29, 2013 by administrator in FCRATags: ABUSIVE DEBT COLLECTOR, atlanta ga, Birmingham al, Calls to Cell Phone, CONSUMER LAW, Dallas tx, Debt Collect, huntsville al, mobile al, montgomery al, Orlando FL, plano tx, Tampa fl, TCPA law, TCPA Lawyer, Telephone Consumer Protection Act
Our law firm represents consumers in claims for violations of the Telephone Consumer Protection Act (TCPA). The federal law has been around since 1991 and was written to protect consumers from incurring the expense and the aggravation associated with harassing phone calls from banks, debt collectors, telemarketers and other big institutions. While most consumers know about the “Do [...]
FCRA PROTECTS EMPLOYEES
Posted: January 28, 2013 by administrator in FCRATags: atlanta ga, BACKGROUND REPORT, background report dispute, BACKGROUND REPORT ERROR, brimingham al, CONSUMER LAW, Dallas tx, employment law, fair credit reporting act, FCRA, houston tx, JACKSON MS, jacksonville fl, memphis tn, Nashville tn, Orlando FL, PREADVERSE ACTION NOTICE, sUMMARY OF rIGHTS, Tampa fl
The Fair Credit Reporting Act (FCRA) is generally known for protecting consumers from credit report errors, but did you know the FCRA protects employees too? The FCRA is often implicated in the employment context when an employer, or potential employer, performs a background check when making its decision to hire, retain or promote the employee. [...]
CRIMINAL BACKGROUND REPORT COMPANY SETTLES CLAIMS WITH FTC FOR VIOLATIONS OF THE FAIR CREDIT REPORTING ACT (FCRA)
Posted: January 17, 2013 by administrator in FCRATags: atlanta ga, background check, Birmingham al, consumer rights, Dallas tx, EMPLOYEE RIGHTS, employment law, fair credit reporting act, FCRA, huntsville al, mobile al, montgomery al, Nashville tn, Orlando FL, Tampa fl
Marketers of Criminal Background Screening Reports To Settle FTC Charges They Violated Fair Credit Reporting Act Pitched Mobile Apps Offering Job Applicant Screening Tools FOR IMMEDIATE RELEASE: An enterprise that compiled and sold criminal record reports has agreed to settle Federal Trade Commission charges that it operated as a consumer reporting agency without taking consumer [...]
CREDIT CARD BILLING ERRORS? WHAT SHOULD YOU DO?
Posted: January 14, 2013 by administrator in FCRATags: atlanta ga, brimingham al, CONSUMER LAW, CREDIT CARD DISPUTE, credit card errors, CREDIT REPORT DISPUTE, Dallas tx, Fair Credit Billing Act, FCBA, huntsville al, memphis tx, mobile al, montgomery al, Nashville tn, Orlando FL, plano tx, sample credit card dispute
CREDIT CARD BILLING ERRORS? Have you discovered credit report billing errors? Has your credit card company charged you twice for the same purchase? Did you credit card company charge you for a purchase that you did not make? The Fair Credit Billing Act (FCBA) provides consumers the right to dispute billing errors on “open end” [...]