COURT DENIES WELLS FARGO’S MOTION TO DISMISS FCRA CLAIMS A court in the Middle District of Florida recently denied Wells Fargo’s motion to dismiss claims made by a consumer under the Fair Credit Reporting Act (FCRA). Background On June 5, 2018, Plaintiff filed suit against Wells Fargo and alleged Wells Fargo violated the Fair Credit … Continue reading COURT DENIES WELLS FARGO’S MOTION TO DISMISS FCRA CLAIMS
Do I have the right to order a free credit report? The federal Fair Credit Reporting Act promotes the accuracy of credit reports and the privacy of personal information. Under federal law, consumers have the right to get a free credit report once every 12 months. This is called a free annual credit report. Consumers are also entitled to free … Continue reading Do I have the right to order a free credit report?
ID Theft Attorney Tips for Identity Theft Victims. Credit Lock vs. Credit Freeze.
JASON'S DELI ANNOUNCES DATA BREACH According to Patch.com, the restaurant chain announced today that it received notice from payment processors that Jason's Deli customers had "a large quantity of payment card information for sale on the "dark web'". At this time, it is unknown how many stores or customers are included or affected by the … Continue reading BREAKING ID THEFT NEWS – JASON’S DELI ANNOUNCES DATA BREACH
Nashville ID Theft Attorney helps identity theft victims. Consumers may get approved for mortgage even with credit freeze.
According to The Columbus Telegram, 43-year-old Michael Schnelle has been charged with identity theft and related theft crimes. Schnelle, a manager of a rent to own store in Columbus, Nebraska, allegedly opened fraudulent accounts using customers' social security numbers and fake names. According to law enforcement, over $250,000 was charged on fraudulent accounts. Identity theft is … Continue reading STORE MANAGER CHARGED WITH ID THEFT FOR USING CUSTOMERS’ SOCIAL SECURITY NUMBERS TO OPEN ACCOUNTS
Debt Collectors' New Credit Reporting Policy Shortens Time for Negative Credit Information on Consumers' Credit Reports Encore Capital Group, Inc. announced a change in its credit reporting policies for consumers. Encore's subsidiaries include: Midland Credit Management; Midland Funding, Asset Acceptance; Atlantic Credit & Finance. According to the Encore press release, "A significant challenge with current … Continue reading DEBT COLLECTORS’ NEW CREDIT REPORTING POLICY SHORTENS TIME FOR NEGATIVE CREDIT INFORMATION
Owen's Motion to Dismiss FCRA Claims Denied A federal court denied Owen's Motion to Dismiss the plaintiff's claims under the Fair Credit Reporting Act (FCRA). Polvorosa v. Allied Collection Services, et al, U.S.D.C Nev. Jan. 3, 2017 Facts: The plaintiff Polvorosa, alleged that the defendants violated the Fair Credit Reporting Act (FCRA). In 2011, the … Continue reading OCWEN’S MOTION TO DISMISS FCRA CLAIMS DENIED
The Consumer Financial Protection Bureau (CFPB) took action against Equifax, Trans Union and their subsidiaries for deceiving consumers about the usefulness and actual cost of credit scores sold to consumers. According to the CFPB papers, Equifax and Trans Union also lured consumers into costly recurring payments for credit related products with false promises. The CFPB ordered … Continue reading CFPB TAKES ACTION AGAINST EQUIFAX AND TRANS UNION CREDIT BUREAUS
In a recent decision, a district court denied a user's motion to dismiss citing Spokeo under the Fair Credit Reporting Act ("FCRA"). Green, III v. Rentgrow, Inc. and Trans Union, LLC, Case No.: 2:16-cv-421 (E.D. Va, Nov. 10, 2016). Facts: Walter Green, III, received a credit monitoring alert that RentGrow obtained a copy of his … Continue reading Court Denies RentGrow’s Motion to Dismiss Under Spokeo