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Tag: DAllas ID Theft Attorney
CONSUMERS REPORT ISSUES WITH EQUIFAX CREDIT LOCK APP
ID Theft Attorney Tips for Identity Theft Victims. Credit Lock vs. Credit Freeze.
NEW LENDING GUIDELINES FOR CONSUMERS WHO HAVE A CREDIT FREEZE
Nashville ID Theft Attorney helps identity theft victims. Consumers may get approved for mortgage even with credit freeze.
STORE MANAGER CHARGED WITH ID THEFT FOR USING CUSTOMERS’ SOCIAL SECURITY NUMBERS TO OPEN ACCOUNTS
According to The Columbus Telegram,  43-year-old Michael Schnelle has been charged with identity theft and related theft crimes. Schnelle, a manager of a rent to own store in Columbus, Nebraska, allegedly opened fraudulent accounts using customers' social security numbers and fake names. According to law enforcement, over $250,000 was charged on fraudulent accounts. Identity theft is … Continue reading STORE MANAGER CHARGED WITH ID THEFT FOR USING CUSTOMERS’ SOCIAL SECURITY NUMBERS TO OPEN ACCOUNTS
DEBT COLLECTORS’ NEW CREDIT REPORTING POLICY SHORTENS TIME FOR NEGATIVE CREDIT INFORMATION
Debt Collectors' New Credit Reporting Policy Shortens Time for Negative Credit Information on Consumers' Credit Reports Encore Capital Group, Inc. announced a change in its credit reporting policies for consumers. Â Encore's subsidiaries include: Midland Credit Management; Midland Funding, Asset Acceptance; Atlantic Credit & Finance. According to the Encore press release, "A significant challenge with current … Continue reading DEBT COLLECTORS’ NEW CREDIT REPORTING POLICY SHORTENS TIME FOR NEGATIVE CREDIT INFORMATION
CFPB TAKES ACTION AGAINST EQUIFAX AND TRANS UNION CREDIT BUREAUS
The Consumer Financial Protection Bureau (CFPB) took action against Equifax, Trans Union and their subsidiaries for deceiving consumers about the usefulness and actual cost of credit scores sold to consumers. Â According to the CFPB papers, Equifax and Trans Union also lured consumers into costly recurring payments for credit related products with false promises. The CFPBÂ ordered … Continue reading CFPB TAKES ACTION AGAINST EQUIFAX AND TRANS UNION CREDIT BUREAUS
CFPB KEEPS ENFORCEMENT POWER
The U.S. Court of Appeals for the District Court of Columbia held the Consumer Financial Protection Bureau (CFPB) can keep its powers.  On October 11, the court of Appeals held that while the CFPB's single director director removable only for cause structure is unconstitutional,  other portions of the statute authorizing the CFPB are constitutional.  In PHH Corp. … Continue reading CFPB KEEPS ENFORCEMENT POWER
ADKINS FIRM CELEBRATES 1 YEAR ANNIVERSARY – ID THEFT ADVOCATE
ADKINS FIRM CELEBRATES 1 YEAR ANNIVERSARY The Adkins Firm is celebrating its one year anniversary. Â The Adkins Firm represents identity theft victims and consumer with credit or background report errors under the Fair Credit Reporting Act (FCRA). Â The FCRA requires consumer reporting agencies and creditors and employers to comply with federal law, including reasonable investigations … Continue reading ADKINS FIRM CELEBRATES 1 YEAR ANNIVERSARY – ID THEFT ADVOCATE
ID THEFT LAWYER, MICAH ADKINS RECOGNIZED BY SUPER LAWYERS AS 2014 RISING STAR
Super Lawyers, a national lawyer rating service, recognized Micah Adkins as a 2014 Rising Star for Consumer Law. The selection process included identification of professional achievement by peer evaluations and independent research.  The Super Lawyer recognition is limited to 5% of the  lawyers in the state. Super Lawyers Magazine is published in all 50 states and Washington, D.C., … Continue reading ID THEFT LAWYER, MICAH ADKINS RECOGNIZED BY SUPER LAWYERS AS 2014 RISING STAR
WHAT IS A SECURITY FREEZE ON MY CREDIT FILE?
What is a security freeze on my credit file? A security freeze on your credit file prevents creditors, employers and insurance companies from obtaining your credit file. The security freeze protects consumers' privacy and helps to ensure new credit accounts are not opened in their name and without their knowledge. Identity theft victims may place a security … Continue reading WHAT IS A SECURITY FREEZE ON MY CREDIT FILE?