BACKGROUND REPORTS & EMPLOYMENT FCRA CLASS ACTION DISMISSED BECAUSE OF LACK OF STANDING UNDER SPOKEO FACTS A District of Idaho court recently dismissed a FCRA putative background report class action because the plaintiff lacked standing to bring a claim under Spokeo. In Mitchell v. Winco Food, LLC, the plaintiff ("Mitchell") filed a class action lawsuit [...]
Do you have credit report errors? Have you disputed the false information to the credit bureaus? Now What?
Owen's Motion to Dismiss FCRA Claims Denied A federal court denied Owen's Motion to Dismiss the plaintiff's claims under the Fair Credit Reporting Act (FCRA). Polvorosa v. Allied Collection Services, et al, U.S.D.C Nev. Jan. 3, 2017 Facts: The plaintiff Polvorosa, alleged that the defendants violated the Fair Credit Reporting Act (FCRA). In 2011, the [...]
In a recent decision, a district court denied a user's motion to dismiss citing Spokeo under the Fair Credit Reporting Act ("FCRA"). Green, III v. Rentgrow, Inc. and Trans Union, LLC, Case No.: 2:16-cv-421 (E.D. Va, Nov. 10, 2016). Facts: Walter Green, III, received a credit monitoring alert that RentGrow obtained a copy of his [...]
Background report lawsuit results in verdict for employer's willful violation of the FCRA.
Consumer's income and wage information is personal information, but according to NBC News, that isn't keeping Equifax from sharing personal financial information without your knowledge. Equifax is one of the three nationwide consumer reporting agencies - Experian and Trans Union are the other two - has obtained employment information for more than 1/3 of working adults in the US. The [...]
Incorrect Criminal Convictions Keep Consumers From Getting Hired Employers must comply with the Fair Credit Reporting Act (FCRA) when it comes to background checks. For example, an employer must get your permission before it requests your credit report. Also, employers must give notice prior to taking adverse action to applicants and existing employees. Adverse actions include [...]