The trial court acknowledged Synchrony’s claims shared facts in common; however, because the plaintiff’s claims were made under federal law, the FCRA, and the FCRA does not “expressly or impliedly provide a right to indemnity,” the court denied Synchrony’s motion for leave to file the third party complaint. Accordingly, “[f]rom a policy standpoint, therefore, it is difficult to conjure up support for a rule which would allow a furnisher to bring an indemnification action.”
CREDIT REPORT DISPUTE LAWYER - Under the Fair Credit Reporting Act (FCRA), there is no private cause of action under 15 U.S.C. § 1681s-2(a). In other words, consumers cannot successfully sue furnishers for reporting false information under the FCRA.
Do you have credit report errors? Have you disputed the false information to the credit bureaus? Now What?
In a recent decision, a district court denied a user's motion to dismiss citing Spokeo under the Fair Credit Reporting Act ("FCRA"). Green, III v. Rentgrow, Inc. and Trans Union, LLC, Case No.: 2:16-cv-421 (E.D. Va, Nov. 10, 2016). Facts: Walter Green, III, received a credit monitoring alert that RentGrow obtained a copy of his … Continue reading Court Denies RentGrow’s Motion to Dismiss Under Spokeo
Background report lawsuit results in verdict for employer's willful violation of the FCRA.
The U.S. Court of Appeals for the District Court of Columbia held the Consumer Financial Protection Bureau (CFPB) can keep its powers. On October 11, the court of Appeals held that while the CFPB's single director director removable only for cause structure is unconstitutional, other portions of the statute authorizing the CFPB are constitutional. In PHH Corp. … Continue reading CFPB KEEPS ENFORCEMENT POWER
How do I get my free credit report? The Fair Credit reporting Act (FCRA) is a federal law that gives consumers rights, including the right to a free credit report every 12 months. Consumers may order free reports from the nationwide consumer reporting agencies, including Equifax, Experian and Trans Union, by mail, phone or online. … Continue reading HOW DO I GET MY FREE CREDIT REPORT?
SHAUNFIELD v. EXPERIAN INFORMATION SOLUTIONS, INC. (N.D. Texas, Dallas Division, Dec. 2013) John Shaunfield sued Experian, Radiology Associates of North Texas, American Honda Finance Corp., and Credit Systems International under the Fair Credit Reporting Act (FCRA) and various state law claims. Shaunfield alleged Experian violated the FCRA when it provided companies with two different credit reports under his name. One of … Continue reading Shaunfield v. Experian
Fair Credit Reporting Act Gives Consumers Right to Free Credit Report Do you know how to get a free credit report? The Fair Credit Reporting Act (FCRA), gives consumers the right to a free credit report from Equifax, Experian and Trans Union. The free credit reports can be ordered by phone, mail or online. Click Annual … Continue reading HOW DO I GET MY FREE CREDIT REPORT?
Fair Credit Reporting Act Lawyers Help Identity Theft Victims Over 12 million people an identity theft victim every year. Identity theft changes lives forever! ID theft victims may not even know their identity has been stolen until they receive debt collection calls for debts that do not belong to them. Others will learn they are … Continue reading ID THEFT NEWS – WEEKLY UPDATE