ID THEFT NEWS – WEEKLY UPDATE

Micah Adkins represents victims of identity theft across the country. Identity theft is an epidemic, especially in the South. Few identity thieves are arrested and convicted. What can consumers do to protect their credit report and their reputation? Federal law provides identity theft victims with rights under the Fair Credit Reporting Act (FCRA). Under federal law, [...]

IS THE CREDIT SCORE YOU BOUGHT THE SAME CREDIT SCORE SOLD TO LENDERS?

Does the credit score you purchased differ from the credit score provided to creditors?  The Consumer Financial Protection Bureau (CFPB) says yes!  According to a CFPB study, 20% of the scores sold to consumers have a meaningful difference in score with the credit score sold to lenders.  The CFPB also concluded the difference in score may [...]

FTC SAYS MOBILE APP DEVELOPERS MUST OBSERVE TILA AND PRIVACY CONCERNS

FTC Publishes Guide to Help Mobile App Developers Observe Truth-in-Advertising, Privacy Principles The Federal Trade Commission has published a guide to help mobile application developers observe truth-in-advertising and basic privacy principles when marketing new mobile apps.  The FTC’s new publication, “Marketing Your Mobile App:  Get It Right from the Start,” notes that there are general [...]

BACK TO SCHOOL MEANS TIME TO PROTECT YOUR KIDS’ PERSONAL INFORMATION

FTC Advises Parents How to Protect Kids' Personal Information at School We represent represent the victims of identity theft.  Like adults, children are at risk for identity theft.  Its back to school time and our children’s personal information is harvested and hopefully kept safe.  The Federal Trade Commission (FTC) has released two new publications about protecting [...]

ID THEFT NEWS: WEEKLY UPDATE

We represent victims of identity theft across the country. Identity theft is an epidemic, especially in the South. Few identity thieves are arrested and convicted. What can consumers do to protect their credit reports and their reputation? Federal law provides identity theft victims with rights under the Fair Credit Reporting Act (FCRA). Under federal law, identity [...]

MORTGAGE FORECLOSURE FRAUD SCAMS

We represent victims of consumer fraud.  Consumer fraud is a major problem and costs consumers billions of dollars every year.  The Federal Trade Commission is a government agency and is responsible for the prevention of fraudulent, deceptive, or unfair business practices and to consumers with information about their rights.  Here is the FTC’s most recent press [...]

ID THEFT NEWS – WEEKLY UPDATE

We represent victims of identity theft across the country.  Identity theft is an epidemic, especially in the South.  Few identity thieves are arrested and convicted.  What can consumers do do protect their credit reports? Federal law provides identity theft victims with rights under the Fair Credit Reporting Act (FCRA). Under federal law, identity theft victims have a [...]

$110 MILLION OVERDRAFT CLASS ACTION SETTLEMENT WITH JP MORGAN CHASE FOR OVERDRAFT FEES

J.P. Morgan Chase has agreed to settle a $110 million class-action lawsuit filed by customers over the way the bank charges debit card fees. The lawsuit targeted the bank's practice of ordering transactions by largest to smallest, instead of chronologically, so as to maximize the amount of overdraft fees. As part of the settlement, Chase [...]

RICHARD CORDRAY DIDN’T WASTE TIME TRYING TO CONNECT WITH CONSUMERS

Richard Cordray, the new director of the Consumer Financial Protection Bureau (CFPB), didn't waste any time trying to connect with consumers about how the CFPB can help them in 2012.  Here's the email being sent to consumers across the US: Happy New Year, As the new Director of the Consumer Financial Protection Bureau, and as [...]

ID THEFT STORIES IN THE NEWS: WEEKLY UPDATE

We have been flooded with identity theft stories from all over the country this past week.  Here are a few of the top stories: Personal Finance: Shredding is still top tip for avoiding identity theft Sacramento Bee By Claudia Buck Amid all the fears over identity theft, the No. 1 tip on how to avoid [...]