OCWEN’S MOTION TO DISMISS FCRA CLAIMS DENIED

Owen's Motion to Dismiss FCRA Claims Denied A federal court denied Owen's Motion to Dismiss the plaintiff's claims under the Fair Credit Reporting Act (FCRA). Polvorosa v. Allied Collection Services, et al, U.S.D.C Nev. Jan. 3, 2017 Facts:  The plaintiff Polvorosa, alleged that the defendants violated the Fair Credit Reporting Act (FCRA).  In 2011, the [...]

How Do I Freeze My Credit Report?

Stop ID theft - add a credit freeze to your credit file.

11th CIRCUIT REVERSES SUMMARY JUDGMENT IN FAVOR OF PLAINTIFF’S CLAIMS UNDER THE FCRA

On appeal, Hinkle argued the district court erred in granting summary judgment on her claims under the FCRA, including § 1681s-2(b) because Midland did not perform a reasonable investigation in response to her disputes. The 11th Circuit reviewed the district court’s finding that Midland satisfied its investigation duties under 1681s-2(b) when it: (1) double-checked the information that it had reported to the CRAs against its electronic files; and (2) sent Hinkle a letter stating that “it would be helpful to have a copy of any documentation [she] may have that supports [her] dispute.”

COURT DENIES TRANS UNION’S MOTION TO STAY FCRA CLASS ACTION

Court Denies Trans Union Motion to Stay in FCRA Class Action Case Dennis v. Trans Union, LLC, Dist. Court, ED Pennsylvania (Jan. 12, 2016) Consumer reporting agency Trans Union filed a motion to stay, in an effort to postpone legal proceedings for violation of the Fair Credit Reporting Act (“FCRA”). The Court  denied Trans Union's motion because Trans [...]

MICAH ADKINS NAMED TOP CONSUMER LAWYER AGAIN BY BIRMINGHAM BAR

Birmingham Magazine surveyed more than 4,000 members of the Birmingham Bar Association for nominations for Birmingham's top lawyers. This is the fifth year for the peer review study and included 35 practice areas, including consumer law. The votes were reviewed by the Birmingham Bar Association and staff members of Birmingham Magazine. The results are in [...]

HOW DO I ORDER MY FREE CREDIT REPORT?

Under federal law, consumers have a right to a free credit report.  The Fair Credit Reporting Act (FCRA) gives consumers the right to order a free credit under a number of different circumstances from the 3 nationwide consumer reporting agencies, Equifax, Experian and Trans Union. Most recently, in 2004, and for the first time, consumers were given [...]

ID THEFT NEWS – WEEKLY UPDATE

Fair Credit Reporting Act Lawyers Help Identity Theft Victims Fair Credit Reporting Act (FCRA) lawyers help consumers with credit report errors.  FCRA lawyers also help victims of identity theft.  Over 12 million people become identity theft victims every year.  ID theft victims may discover they are a victim when they receive collection calls for debts they do [...]

HOW DO I DISPUTE CREDIT REPORT ERRORS?

HOW DO I DISPUTE CREDIT REPORT ERRORS? Do you have errors on your credit report?  Credit report errors can keep you from getting credit.  Credit report errors can also cause you to pay higher interest rates. So what do you do if you find errors on your credit report? The Fair Credit Reporting Act (FCRA) [...]

TOP IDENTITY THEFT STORIES – WEEKLY UPDATE

IDENTITY THEFT NEWS - WEEKLY UPDATE Here are some of the top identity theft stories from around the country. Identity theft among children on the rise: How to keep your kids safe New York Daily News By Rheana Murray / NEW YORK DAILY NEWS Experts say identity theft is a growing concern not only for [...]

ID THEFT ATTORNEY MICAH ADKINS NAMED TOP CONSUMER LAWYER

Micah Adkins has been named as one of the top consumer lawyers. The peer review study surveyed more than 4,000 members of the Birmingham Bar Association for nominations for Birmingham's top lawyers.  This is the third year for the peer review study and included 29 different practice areas.  The votes were reviewed by the Birmingham Bar [...]