Under the Fair Credit Reporting Act (FCRA) consumers are entitled to one free credit report annually from Equifax, Experian, and Trans Union. The right to a free credit report gives consumers the ability to review and make sure that the information in their credit reports is accurate and complete. Reviewing your credit reports is important to … Continue reading What is the best way to order free credit reports?
Do you have credit report errors? Have you disputed the false information to the credit bureaus? Now What?
In a recent decision, a district court denied a user's motion to dismiss citing Spokeo under the Fair Credit Reporting Act ("FCRA"). Green, III v. Rentgrow, Inc. and Trans Union, LLC, Case No.: 2:16-cv-421 (E.D. Va, Nov. 10, 2016). Facts: Walter Green, III, received a credit monitoring alert that RentGrow obtained a copy of his … Continue reading Court Denies RentGrow’s Motion to Dismiss Under Spokeo
Background report lawsuit results in verdict for employer's willful violation of the FCRA.
The Fair Credit Reporting Act (FCRA) is generally known for protecting consumers from credit report errors, but did you know the FCRA protects employees too? The FCRA is often implicated in the employment context when an employer, or potential employer, performs a background check when making its decision to hire, retain or promote the employee. … Continue reading FCRA PROTECTS EMPLOYEES