Do you have credit report errors? Have you disputed the false information to the credit bureaus? Now What?
In a recent decision, a district court denied a user's motion to dismiss citing Spokeo under the Fair Credit Reporting Act ("FCRA"). Green, III v. Rentgrow, Inc. and Trans Union, LLC, Case No.: 2:16-cv-421 (E.D. Va, Nov. 10, 2016). Facts: Walter Green, III, received a credit monitoring alert that RentGrow obtained a copy of his … Continue reading Court Denies RentGrow’s Motion to Dismiss Under Spokeo
Background report lawsuit results in verdict for employer's willful violation of the FCRA.
The U.S. Court of Appeals for the District Court of Columbia held the Consumer Financial Protection Bureau (CFPB) can keep its powers. On October 11, the court of Appeals held that while the CFPB's single director director removable only for cause structure is unconstitutional, other portions of the statute authorizing the CFPB are constitutional. In PHH Corp. … Continue reading CFPB KEEPS ENFORCEMENT POWER
Super Lawyers recognizes lawyers for performance based on peer recognition. Through the selection process, Super Lawyers identifies candidate either 40 years old or younger or in practice for 10 years or less. All attorneys go through the Super Lawyers selection process. Those who are not selected to the Super Lawyers list, but who meet either one of … Continue reading MICAH ADKINS RECOGNIZED BY SUPER LAWYERS AGAIN AS RISING STAR
The Fair Credit Reporting Act (FCRA) is generally known for protecting consumers from credit report errors, but did you know the FCRA protects employees too? The FCRA is often implicated in the employment context when an employer, or potential employer, performs a background check when making its decision to hire, retain or promote the employee. … Continue reading FCRA PROTECTS EMPLOYEES
Incorrect Criminal Convictions Keep Consumers From Getting Hired Employers must comply with the Fair Credit Reporting Act (FCRA) when it comes to background checks. For example, an employer must get your permission before it requests your credit report. Also, employers must give notice prior to taking adverse action to applicants and existing employees. Adverse actions include … Continue reading FAULTY BACKGROUND REPORTS KEEP CONSUMERS FROM GETTING HIRED
FAIR CREDIT REPORTING ACT REQUIRES LANDLORDS TO SEND APPLICANTS ADVERSE ACTION DISCLOSURES We represent consumers with credit report errors and background report disputes under the Fair Credit Reporting Act. The Fair Credit Reporting Act (FCRA) requires landlords who take adverse action (i.e., turn down a rental applicant) against a consumer that is “based in whole … Continue reading FAIR CREDIT REPORTING ACT REQUIRES LANDLORDS TO SEND APPLICANTS ADVERSE ACTION DISCLOSURES