FCRA CLASS ACTION DISMISSED BECAUSE OF LACK OF STANDING UNDER SPOKEO

BACKGROUND REPORTS & EMPLOYMENT  FCRA CLASS ACTION DISMISSED BECAUSE OF LACK OF STANDING UNDER SPOKEO FACTS A District of Idaho court recently dismissed a FCRA putative background report class action because the plaintiff lacked standing to bring a claim under Spokeo. In Mitchell v. Winco Food, LLC, the plaintiff ("Mitchell") filed a class action lawsuit [...]

FAIR CREDIT REPORTING ACT REQUIRES LANDLORDS TO SEND APPLICANTS ADVERSE ACTION DISCLOSURES

 FAIR CREDIT REPORTING ACT REQUIRES LANDLORDS TO SEND APPLICANTS ADVERSE ACTION DISCLOSURES We represent consumers with credit report errors and background report disputes under the Fair Credit Reporting Act.  The Fair Credit Reporting Act (FCRA) requires landlords who take adverse action (i.e., turn down a rental applicant) against a consumer that is “based in whole [...]