The length of time that an account stays on your credit report depends on what type of account or record it is. For example, according to Equifax's policies, the length of time an account remains in your credit file is shown below: Collection Agency Accounts - Up to 7 years from the date of the 1st … Continue reading HOW LONG DO ACCOUNTS STAY ON MY CREDIT REPORT?
According to Equifax, if you live in Alabama (a state without a state mandated freeze alert) you can place a freeze alert on your Equifax credit report under the Equifax Voluntary Security Freeze Program. The security freeze is designed to prevent the disclosure of your Equifax credit report without your permission. Equifax asks for the … Continue reading EQUIFAX VOLUNTARY SECURITY FREEZE PROGRAM
Are you looking for a job? Job applicants should request their credit report before their potential employers. In a recent article written by Claudia Buck, job applicants should get their free credit report to review it for errors and dispute the inaccurate information before the potential employers turns them down for employment based on the … Continue reading LOOKING FOR A JOB? CHECK YOUR CREDIT REPORT BEFORE YOUR EMPLOYER DOES!
Sony Playstation 's recent data breach has resulted in several class actions. At least 25 class action lawsuits have been filed against Sony. The class action lawsuits have been filed in various U.S. federal courts all over the US. The class action complaints allege Sony negligently guarded its customers' PII. The class action lawsuits also … Continue reading CLASS ACTIONS FILED AGAINST SONY FOR PLAYSTATION DATA BREACH
What is identity theft? Identity theft occurs when someone uses your personally identifying information (PII). Your name, Social Security Number, or credit card number is PII. Identity theft occurs when someone uses PII without your permission or to commit fraud or other crimes. According to the Federal Trade Commission, approximately 10 million Americans have their … Continue reading WHAT IS IDENTITY THEFT?
Sony thinks an "unauthorized person" now has access to all PlayStation Network account information and passwords, and may have obtained users. credit card numbers. The PlayStation maker said it believes hackers now have access to customers personal identify information, including name, date of birth, address, e-mail address. The hackers also have access to users PlayStation Network/Qriocity passwords, logins, … Continue reading SONY PLAY STATION DATA BREACH
A Georgia man plead guilty to identity theft and fraud. Law enforcement found the man with over 675,000 credit card numbers. The identity thief obtained some of the credit card numbers when he hacked into various business networks. The identity thief, Rogelio Hackett Jr., 26, plead guilty to one count each of access "device fraud" and "aggravated identity theft." Law enforcement obtained a … Continue reading GEORGIA IDENTITY THEFT CONVICTION
The Consumer Product Safety Commission has announced a recall of 750 lawn mowers manufactured by Exmark due to "welds on motion-control linkage that can fail." The agency reported that the users of the Pioneer S-Series lawn mowers can lose control of the products, raising the risk of a crash. There have been no injuries reported … Continue reading MOWING SEASON SPARKS MORE LAWN MOWER RECALLS
Southwest Ambulance (Mesa, AZ) has recovered over five-hundred patient records after a recent data breach. An unnamed former Southwest Ambulance employee took 581 patient records. The patient records included personal identifying information such as names, financial and medical information. The patients' medical records were discovered by a property manager in a residence recently vacated by the Southwest … Continue reading DATA BREACH – SOUTHWEST AMBULANCE
The Consumer Product Safety Commission (CPSC) has announced a recall of 3,700 Zero Radius Turn (ZRT) mowers manufactured by Toro Co. The agency said a faulty switch on the machine may activate the mower "as the user vacates the seat," posing an increased risk of injury. The mowers were sold from September 2005 through January … Continue reading TORO LAWN MOWERS RECALLED DUE TO FAULTY SWITCH