WHAT HAPPENS IF THE CREDIT BUREAUS VERIFY CREDIT REPORT ERRORS?

WHAT HAPPENS IF THE CREDIT BUREAUS VERIFY CREDIT REPORT ERRORS? Have you made a dispute to a consumer reporting agency, such as Equifax, Experian or Trans Union?  Did the credit reporting agency verify false information?  The Fair Credit Reporting Act (FCRA) is a federal law that provides consumers in all 50 states with rights, including [...]

ID THEFT NEWS – WEEKLY UPDATE

Over 12 million consumers a year become victims of identity theft.  Identity theft victims may not know their identity has been stolen until they receive calls from debt collectors or see accounts on their credit report that do not belong to them.  What can consumers do to protect their identities and credit reputation?  Federal law [...]

IDENTITY THEFT IN THE NEWS – WEEKLY UPDATE

Some US banks awash in ID theft tax-fraud proceeds as IRS cracks down Reuters Blogs (blog) Identity-theft tax fraud schemes typically involve using an unwitting victim's name, social security number and date of birth to file an online tax return in his or her name and routing the resulting IRS refund payment to an untraceable [...]

CLASS ACTION LAWSUIT FILED OVER STRATFOR DATA BREACH – THOUSANDS OF CREDIT CARD NUMBERS STOLEN

Geopolitical analysis company Stratfor has been hit with a lawsuit this week after a computer hacker stole information on thousands of the company's customers. The lawsuit, filed by Stratfor users, claims that information on 90,000 credit card accounts were stolen, as well as 75,000 people's personal information. The lawsuit is seeking more than $50 million in [...]

LANCASTER COUNTY SCHOOL RECORDS DATA BREACH EXPOSES STUDENTS AND EMPLOYEES TO RISK OF IDENTITY THEFT

Lancaster County School records for 25,000 students and 2,500 employees have been hacked.   On April 12, 2011, the Lancaster County School District began sending breach notification letters to those affected by the data breach.  Click HERE to read the breach notification letter.  Like other data breaches, the School District notes in its breach notification letter [...]