Debt Collectors' New Credit Reporting Policy Shortens Time for Negative Credit Information on Consumers' Credit Reports Encore Capital Group, Inc. announced a change in its credit reporting policies for consumers. Encore's subsidiaries include: Midland Credit Management; Midland Funding, Asset Acceptance; Atlantic Credit & Finance. According to the Encore press release, "A significant challenge with current [...]
The Consumer Financial Protection Bureau (CFPB) took action against Equifax, Trans Union and their subsidiaries for deceiving consumers about the usefulness and actual cost of credit scores sold to consumers. According to the CFPB papers, Equifax and Trans Union also lured consumers into costly recurring payments for credit related products with false promises. The CFPB ordered [...]
In a recent decision, a district court denied a user's motion to dismiss citing Spokeo under the Fair Credit Reporting Act ("FCRA"). Green, III v. Rentgrow, Inc. and Trans Union, LLC, Case No.: 2:16-cv-421 (E.D. Va, Nov. 10, 2016). Facts: Walter Green, III, received a credit monitoring alert that RentGrow obtained a copy of his [...]
Stop ID theft - add a credit freeze to your credit file.
Super Lawyers recognizes lawyers for performance based on peer recognition. Through the selection process, Super Lawyers identifies candidate either 40 years old or younger or in practice for 10 years or less. All attorneys go through the Super Lawyers selection process. Those who are not selected to the Super Lawyers list, but who meet either one of [...]
Wendy's launches investigation into data breach after customers complain of fraudulent charges on credit and debit cards.
CHS Data Breach Puts Patients At Risk for ID Theft in Georgia, New Jersey, South Carolina and Tennessee Community Health Systems (CHS) was the target of at least two cyber attacks originating from China in April and June of 2014. The Tennessee-based healthcare organization, which owns, operates, and leases almost 200 hospitals across 29 different states1, confirmed that confidential, [...]
T Mobile and Experian recently experienced a data breach. The data breach affected at least 15 million consumers. Hackers stole consumers' personal identifying information, including Social Security numbers and driver's license information. The stolen information may be used to access or open new accounts by identity thieves. Experian and T Mobile are offering free credit [...]
T Mobile customers applying for accounts between 2013 and 2015 may be at risk for identity theft. Over 15 million consumers may be at risk for identity theft because hackers acquired the personal identifying information of millions of consumers. Have you applied for an account with T Mobile between 2013 and 2015? If you have, [...]
Super Lawyers, a national lawyer rating service, recognized Micah Adkins as a 2014 Rising Star for Consumer Law. The selection process included identification of professional achievement by peer evaluations and independent research. The Super Lawyer recognition is limited to 5% of the lawyers in the state. Super Lawyers Magazine is published in all 50 states and Washington, D.C., [...]